Investors Choice
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning, investment advisory and portfolio management services to individual clients, managing accounts on a discretionary basis and directing custody through a third‑party custodian. It manages approximately $1.41 million across a small number of client accounts and accepts modest account sizes, delivering periodic account statements and client reviews.
Investment programs are customized to each client’s goals, risk tolerances and financial circumstances, using a mix of analysis techniques (fundamental, technical, charting, cyclical) and research sources such as Morningstar, S&P and Moody’s. Portfolios may include mutual funds, ETFs, stocks, bonds, options, CDs, annuities and other instruments, and the firm typically has authority to execute trades without prior consultation with the client.
A distinctive aspect of the firm is that it also sells insurance products and may receive commission compensation from insurance companies (disclosed in the brochure), and it offers fixed and variable annuities as part of its investment menu. This dual role as a fee‑based advisor and insurance producer is less common among independent firms and is addressed through the firm’s written disclosures and Code of Ethics, alongside a long operating history dating to 1999.
Client services
Expertise
Fee options
1.95% annually, deducted monthly (0.1625% per month) or quarterly (0.4875% per quarter) for accounts approximately $5,000 or less
Commission-based compensation for sales of insurance products from various companies such as Genworth Life, Integrity Life, United American
Account minimum: $1,000
Main office
Stillwater MN
Advisors at this office
1
Most active in
Minnesota
Also doing business as
Investors Choice · Jay Ray Radke
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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