IQ Portfolios

The firm provides ongoing portfolio management to individual and high‑net‑worth clients, preparing Investment Policy Statements and implementing tailored asset allocation, asset selection, and regular portfolio monitoring. It also assists clients in selecting third‑party money managers and may refer portions of client assets to managed account programs run by outside advisers.

The adviser uses a wide range of analytical methods, including charting, cyclical, fundamental, modern portfolio theory, quantitative and technical analysis, and generally pursues a long‑term trading approach while seeking discretionary authority to implement client strategies. When clients participate in managed account solutions, the firm acts as a co‑advisor under tri‑party agreements in which the third‑party platform recommends model portfolios, conducts manager screening, and performs ongoing rebalancing.

Distinctive aspects disclosed in the brochure include a requirement that clients use a specific managed‑account/custody provider and funds (SEI Private Trust Company and certain fund families) and the firm’s use of that provider’s managed account solutions with tax and distribution overlays. The brochure also discloses that the adviser is separately registered as a broker‑dealer representative and an insurance agent, may receive third‑party compensation or soft‑dollar benefits, and charges its advisory fee in addition to fees payable to outside managers, with such conflicts documented for clients.