IQ Retirement Portfolios LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,800,000
Clients
10
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
10
LowAverage account size
$580,000
About
The firm provides advisory services to retail clients — including individuals, trusts, and retirement plans — through an online wrap-fee advisory program and supplemental planning offerings. In addition to its automated portfolio management, it makes available non-discretionary phone and email consultations, topic-specific Advice Packages, and hourly CFP planning engagements.
Investment recommendations and day-to-day account management are generated by proprietary algorithms overseen by an internal investment committee and implemented on a discretionary basis through approved custodians and broker-dealers. Portfolios are constructed from low-cost, index-tracking ETFs, annuities, and cash, and the firm notes that algorithmic advice is based only on client inputs entered into its online interface and therefore may not reflect aspects of a client’s full financial picture.
A distinguishing feature is that the firm’s principal also holds life and annuity insurance licenses and the firm recommends guaranteed‑income annuity solutions, with annuity purchases available through affiliated websites; the potential for commission-based compensation from annuity sales is disclosed as a conflict of interest. The combination of an automated, algorithm-driven platform with packaged human advisory services and active annuity distribution is less common among peers in this category.
Client services
Financial planning
Portfolio management
Expertise
Annuities
Fee options
Advice Packages range from $1,500 per year for a 3-hour financial planning phone consultation up to $25,000 per year for a full retirement plan.
$0 - $100,000: up to 0.75% annually $100,000+: 0.75% annually
Commissions on annuity sales through owner acting as insurance agent.
CFP® hourly rate billed at $500 per hour.
IQ Retirement Premium plan fee of 0.75% annually for clients with account balances of at least $100,000.
Account minimum: $25,000
Main office location
IQ Retirement Portfolios LLC
7901 4 Th St N Ste 300
St. Petersburg FL 33702, United States
Number of offices
1
Most active in
IQ Retirement Portfolios LLC has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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