IQ Retirement Portfolios LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides advisory services to retail clients — including individuals, trusts, and retirement plans — through an online wrap-fee advisory program and supplemental planning offerings. In addition to its automated portfolio management, it makes available non-discretionary phone and email consultations, topic-specific Advice Packages, and hourly CFP planning engagements.
Investment recommendations and day-to-day account management are generated by proprietary algorithms overseen by an internal investment committee and implemented on a discretionary basis through approved custodians and broker-dealers. Portfolios are constructed from low-cost, index-tracking ETFs, annuities, and cash, and the firm notes that algorithmic advice is based only on client inputs entered into its online interface and therefore may not reflect aspects of a client’s full financial picture.
A distinguishing feature is that the firm’s principal also holds life and annuity insurance licenses and the firm recommends guaranteed‑income annuity solutions, with annuity purchases available through affiliated websites; the potential for commission-based compensation from annuity sales is disclosed as a conflict of interest. The combination of an automated, algorithm-driven platform with packaged human advisory services and active annuity distribution is less common among peers in this category.
Client services
Expertise
Fee options
Advice Packages range from $1,500 per year for a 3-hour financial planning phone consultation up to $25,000 per year for a full retirement plan.
$0 - $100,000: up to 0.75% annually $100,000+: 0.75% annually
Commissions on annuity sales through owner acting as insurance agent.
CFP® hourly rate billed at $500 per hour.
IQ Retirement Premium plan fee of 0.75% annually for clients with account balances of at least $100,000.
Account minimum: $25,000
Main office
7901 4th St N, Ste 300
St Petersburg FL 33702
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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