Sherborn, MA Office

iQvestment provides discretionary investment management, advisory and sub‑advisory services through model portfolios to other independent advisory firms and to institutional clients such as banks, credit unions and similar institutions, and it also offers services directly to individual and high‑net‑worth investors. It delivers its services primarily through an online, web‑based portal and operates multiple wrap fee programs that allocate client assets to ETF, mutual fund or equity‑based model portfolios.

The firm’s process relies on an online risk‑tolerance questionnaire to place clients into model portfolios that are reviewed by an investment committee and rebalanced quarterly, with portfolios managed on a discretionary basis. Client interaction and account management are conducted exclusively via the digital platform, and program fees are structured to cover advisory, trading, custodial and reporting services with fees automatically debited from accounts.

Distinctive features compared with peers include its internet‑only delivery model, its role as a wrap fee program sponsor and sub‑advisor to other advisers, and its explicit business with banking or thrift institution clients. The brochure also discloses the use of paid testimonials/endorsements and solicitor/referral arrangements, an affiliation with Marstone, LLC, and operational choices such as directed brokerage and no proxy‑voting authority for client securities.