Iron Mountain Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$42,252,031
Clients
69
20% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
69
Very HighAverage account size
$612,348
About
Iron Mountain Financial Planning is a fee-only independent advisory firm that serves individuals, high‑net‑worth clients, and businesses with financial planning and investment management. Services are offered as ongoing engagements or project‑based planning, and the firm may refer clients to third‑party professionals when additional expertise is needed.
The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes broad diversification, a predominantly passive ETF sleeve, and a mix of strategic and tactical asset‑allocation decisions. Portfolios are constructed around client‑specific investment policy statements and the adviser evaluates asset‑location and tax considerations to pursue after‑tax efficiency across client accounts.
Compared with many solo independent advisers, the firm regularly provides educational seminars and speaking engagements (occasionally pro‑bono) as part of its client outreach and education. The owner also operates a tax‑preparation business and the two entities refer clients to one another with client consent, enabling more direct coordination of tax and planning work for clients.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Business ownership considerations
Business exit / sale strategy
Cash flow / budgeting
General estate planning guidance
Occupation focus
Founder/Business Owner
Fee options
Project-Based Financial Planning fixed fees range from $250 to $15,000
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.85% $1,000,001+: 0.65%
Fee-only: Ongoing Financial Planning fees from $100 to $1,250 per month (paid monthly in arrears); Project-Based Financial Planning fees from $250 to $15,000 (fixed fees)
Main office location
Iron Mountain Financial Planning
600 Kansas City Street, Suite 3
Rapid City SD 57701, United States
Number of offices
1
Most active in
Iron Mountain Financial Planning has reported serving >5 clients in these states in the last 12 months.
South Dakota · Wyoming
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")