Islands East Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee‑only financial planning and investment management to individuals, high‑net‑worth households, and nonprofit organizations, and also offers retirement plan consulting to businesses, including participant education services. It advises on a broad range of securities and may provide access to held‑away assets such as 401(k) accounts, 529 plans, and variable annuities via a third‑party order management system.
Its investment approach blends modern portfolio theory with a mix of passive and active strategies, emphasizing asset allocation, mutual fund/ETF analysis, and income‑producing strategies for clients with distribution needs. The firm typically manages accounts on a discretionary basis and delivers both ongoing and project‑based financial planning, while periodically offering educational seminars for groups.
What is distinctive for a firm of this size is its retirement plan consulting and group educational offerings, services that are relatively uncommon among independent advisers and that the brochure describes as including advisory duties that can constitute ERISA fiduciary responsibilities. The firm also uses a held‑away access arrangement through a third‑party platform to implement allocation changes in workplace and other external accounts, and its principal operates a separate fractional CFO business that the brochure indicates consumes roughly a quarter of their professional time.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 0.80% $1,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.45% $10,000,001+: 0.30%
Project-Based Financial Planning charged at $200 per hour (negotiable).
Minimum fee: Initial fee up to $1,000 for ongoing financial planning setup; recurring annual fees range from $1,800 to $12,000. Fee-only: Financial planning fees (both ongoing and project-based) are fee-only with no commissions.
Main office
1563 Postal Road, Ste 3 B C2
Chester MD 21619
Advisors at this office
1
Most active in
Maryland · Pennsylvania
Also doing business as
Islands East Advisors · Islands East Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)