Israilov Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Israilov Financial serves individual and high‑net‑worth clients with a mix of comprehensive and project‑based financial planning, hourly advisory work, and a standalone, non‑discretionary investment advisory engagement that includes written investment policy development, portfolio design, and ongoing monitoring. The firm is fee‑only and discloses that it does not accept commissions for product sales.
The firm’s investment approach is grounded in modern portfolio theory and primarily uses low‑cost index funds and ETFs, while retaining the ability to recommend tactical or actively managed positions when circumstances warrant. All investment advice is provided on a non‑discretionary basis: the adviser does not execute trades, does not custody client assets, and clients are responsible for implementing recommendations.
Distinctive features include a very small, recently formed adviser with two principals who hold professional credentials (e.g., CFP® and CFA) and prior industry experience, a business model that integrates standalone planning with non‑discretionary advisory services, and operational choices uncommon for peers — notably no custody of client assets, an explicit refusal to accept commissions, and limited client counts reflective of a highly personalized practice.
Client services
Expertise
Fee options
Comprehensive Financial Plan fee: $2,000–$5,000; Project-Based Financial Planning: $1,000–$3,000
0.50%–1.00% annually depending on complexity, standard 0.75%
$400 per hour
Minimum fee: Minimum annual fee of $5,000 for Ongoing Advisory Services Fee-only: Financial planning and investment advisory services are fee-only; no commissions
Main office
Cupertino CA
Advisors at this office
2
Most active in
California
Also doing business as
Israilov Financial · Israilov Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Maksat S
CFA®
Cupertino, CA
Israilov Financial
Maksat Stamakunov is a CFA® charterholder affiliated with Israilov Financial and has one year of industry experience. His prior work includes roles at Britannia Global Markets and Dolfin Financial UK, with two sabbaticals during his career. Israilov Financial serves individual and high-net-worth clients with comprehensive financial planning and non-discretionary investment advisory services, focusing on a fee-only model that uses low-cost index funds and ETFs combined with tailored portfolio recommendations. The firm operates with a small team of two principals and emphasizes personalized service without custody of client assets or commission-based compensation.
Said I
CFP®
Cupertino, CA
Israilov Financial
About Us: Israilov Financial is a fee-only, fiduciary advisory firm built specifically for Millennial professionals in tech and corporate careers across California. We work with people who are earning well, navigating complex compensation (RSUs, ESPPs, stock options, 401(k)s) and want to create a comprehensive financial plan tailored around their current needs and future life aspirations. We don't have asset minimums or net worth requirements. If your financial life is getting complex and you want someone genuinely in your corner, we built this firm for you. Why We Founded the Firm Most high-earning young professionals don't qualify for traditional wealth management. They're told to wait until they have more assets. We disagreed with that. The people who need holistic, expert advice the most are often the ones being turned away. We founded Israilov Financial to serve them from day one. Who We Work With Our clients are Millennial professionals (software engineers, product managers, finance and corporate professionals) who are building wealth through their careers and want a long-term partner to help them do it right. We specialize in equity compensation, tax optimization, retirement planning, home purchase planning, and investment management. What Sets Us Apart Israilov Financial brings together a CFP® and a CFA® under one roof. Said Israilov handles financial planning, tax, and retirement strategy; Max Stamakun leads investment management and portfolio design. That combination is rare at independent firms, and it means your financial plan and investment strategy are built by specialists who work together on your behalf. We operate as a fiduciary, always. No commissions, no proprietary products, no conflicts of interest. Our only incentive is to give you advice that serves your goals. Where most firms offer annual reviews, we take a proactive approach: frequent check-ins, adaptive strategies, and education built into every engagement. We don't just manage your money; we help you understand it. Ideal Clients Gen Y / Millennials, tech and corporate professionals with equity compensation and complex financial lives. Fee Options Fee-only. Contact us for details.
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