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Gardiner, ME Office

Team
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J.M. Arbour, LLC logo

J.M. Arbour, LLC

Team

Firm-wide stats for J.M. Arbour, LLC

Total advisors

10

Across 3 offices

Clients per advisor

72 High

Avg AUM per client

$254,387 Very Low

HNW client ratio

4% Very Low

About

J.M. Arbour serves individuals (including high‑net‑worth clients) as well as pension and profit‑sharing plans, trusts, estates, charities, and other business entities. The firm provides comprehensive financial planning, discretionary portfolio management, retirement plan consulting, sub‑advisory services through Schwab’s Managed Account Marketplace, and acts as investment manager for private funds (JMA Private Credit Series and JMA Venture Fund Series).

The firm typically implements client objectives using model portfolios developed by sub‑advisers and third‑party model providers, and it supervises ongoing rebalancing and account-level customizations. J.M. Arbour also offers strategies such as direct indexing and may employ derivatives and options and advise on securities‑backed lines of credit (SBLOCs), noting these approaches can introduce additional risks and require informed client decisions.

Notable distinctions in the brochure include the firm’s routine preparation of performance reports (with a disclosed $50 annual administrative/technology fee applied to accounts included in those reports) and its disclosure of performance‑based compensation and a carried interest arrangement for its venture fund. The brochure also explicitly discusses the firm’s use of derivatives, the possibility of borrowing against accounts, direct indexing strategies, management of private funds limited to accredited investors, and the use of AI tools for certain services and meeting transcriptions.

Based on J.M. Arbour, LLC

Expertise

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management

Based on J.M. Arbour, LLC

Location

1 Brunswick Avenue

Gardiner ME 04345

Advisors at this office

8

Advisors at this office

user avatar

Jac A

CFP®, ChFC®, Series 65

Gardiner, ME

J.M. Arbour, LLC

Jac Arbour is a financial advisor with J.M. Arbour, LLC, holding the CFP®, ChFC®, and Series 65 credentials and has 10 years of industry experience. He has worked at J.M. Arbour, LLC and J.M. Arbour Wealth Management since 2016 and previously at Foundations Investment Advisors. Outside of his advisory role, he is involved in personal development coaching and serves as CEO or owner of several non-investment-related businesses, including a SaaS company, an international sourcing firm, and ventures focused on outdoor gear and financial literacy applications. J.M. Arbour serves individuals—including high-net-worth clients—as well as pension and profit-sharing plans, trusts, estates, charities, and other entities. The firm offers comprehensive financial planning, portfolio management, retirement plan consulting, and investment management for private funds, typically implementing client objectives through model portfolios with ongoing supervision and customizations.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
user avatar

Miles W

ChFC®, Series 65

Gardiner, ME

J.M. Arbour, LLC

Miles Whitlock is a financial advisor at J.M. Arbour, LLC with 10 years of industry experience. He holds the ChFC® and Series 65 credentials. Prior to joining J.M. Arbour in 2022, he worked at Foundations Investment Advisors, LLC for six years. In addition to his advisory role, he is an independent agent at Combined Benefits United, focusing on fixed insurance and annuity products. J.M. Arbour serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charities, and other business entities. The firm offers comprehensive financial planning, discretionary portfolio management, retirement plan consulting, and sub-advisory services, utilizing model portfolios and strategies such as direct indexing and derivatives.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
user avatar

Donald R

Series 63, Series 66

Gardiner, ME

J.M. Arbour, LLC

Donald Riddle is a financial advisor at J.M. Arbour, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has prior work history with Fidelity Investments and Bank of America, including Merrill. J.M. Arbour serves individuals, pension and profit-sharing plans, trusts, estates, charities, and other business entities, providing comprehensive financial planning, discretionary portfolio management, retirement plan consulting, and sub-advisory services. The firm utilizes model portfolios from sub-advisers and third-party providers and offers strategies such as direct indexing, derivatives, and securities-backed lines of credit.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
user avatar

Nicholas S

Series 65

Gardiner, ME

J.M. Arbour, LLC

Nicholas Sickinger is a financial advisor at J.M. Arbour, LLC with a Series 65 designation and one year of industry experience. His prior work includes roles at Murphy Karpie Connelly & Sickinger, LLC and teaching positions at Colby College, Joel Barlow High School, and John Read Middle School. J.M. Arbour provides investment advisory and financial planning services to individuals, retirement plans, trusts, and other entities, offering discretionary portfolio management and retirement plan consulting. The firm manages model portfolios primarily through sub-advisers and third-party providers and serves as investment manager for series-structured private funds.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
user avatar

William C

Series 63, Series 66, Series 65

Gardiner, ME

J.M. Arbour, LLC

William Cummings is a financial advisor at J.M. Arbour, LLC with eight years of industry experience. He holds the Series 63, Series 66, and Series 65 licenses. Prior to joining J.M. Arbour in 2022, he worked at Foundations Investment Advisors LLC, TD Bank, and Axa Advisors, LLC. Outside of his advisory role, he is the president and founder of W. Sinclair Holdings LLC, a benefit counseling business. J.M. Arbour serves individual clients, including high-net-worth individuals, as well as pension and profit-sharing plans, trusts, estates, charities, and other business entities. The firm offers comprehensive financial planning, discretionary portfolio management, retirement plan consulting, and acts as investment manager for private funds, implementing client objectives primarily through model portfolios developed by sub-advisers and third-party providers.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
user avatar

Gavin S

Series 65

Gardiner, ME

J.M. Arbour, LLC

Gavin Stern is a financial advisor at J.M. Arbour, LLC with one year of industry experience. He holds a Series 65 designation and has worked previously at the Hudson Institute and Colby College, among other roles. J.M. Arbour serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charities, and other business entities. The firm offers comprehensive financial planning, discretionary portfolio management, and retirement plan consulting, typically implementing client objectives through model portfolios while providing access to strategies such as direct indexing, derivatives, and private fund management.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
user avatar

James L

Series 65

Gardiner, ME

J.M. Arbour, LLC

James Lowell is a financial advisor at J.M. Arbour, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Foundations Investment Advisors LLC and Clark Insurance. Outside of his advisory role, he is also active as an insurance agent, selling insurance products. J.M. Arbour provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and other entities. The firm manages discretionary portfolios primarily through sub-advisers and third-party model providers and serves as the investment manager for series-structured private funds.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
user avatar

Matthew G

Series 65

Gardiner, ME

J.M. Arbour, LLC

Matthew Gosselin is a financial advisor at J.M. Arbour, LLC with a Series 65 designation and one year of industry experience. Prior to joining J.M. Arbour, he held roles at PepsiCo, Thomas College, Newberry College, Maine Community Bank, FunZ Trampoline Park, and Saint Dominic Academy and Regional High School. J.M. Arbour provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and other entities, offering discretionary portfolio management and retirement plan consulting. The firm is notable for managing series-structured private funds and utilizing model-provider marketplaces in its investment approach.

Retirement income strategy General tax planning Annuities College savings (529s, UTMA, etc.) Wealth management
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