J.M. Hite Financial LLC

J.M. Hite Financial LLC provides discretionary asset management and financial planning and consulting to individuals and high‑net‑worth clients, delivering ongoing portfolio management alongside flat‑fee financial plans and smaller consulting engagements. The firm bills managed accounts on a percentage‑of‑assets basis and states it does not require a minimum to open or maintain an account.

The adviser’s process is built around fundamental analysis and client‑specific objectives, time horizons and risk tolerances, with the firm operating under discretionary trading authority for managed accounts. Investment strategies may include long‑ and short‑term positions and the use of derivatives — the brochure explicitly discloses option writing (including covered and uncovered positions and spreading strategies) and describes related risks and monitoring.

Distinctive features noted in the brochure include the firm’s recent formation and its reporting of no assets under management at the time of filing, which may be relevant to clients assessing experience and scale. The firm also identifies a preferred custodian relationship for trade execution, does not vote client proxies (clients receive and vote their own proxies), and discloses a principal’s outside real‑estate activities (approximately five percent of time) that the firm says will not be offered to advisory clients.