J. Oliver Maxwell, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fiduciary, non‑discretionary financial planning and advisory services to high‑income individuals, medical professionals, families, entrepreneurs, small and larger businesses, charitable organizations, and employer plan participants. Services include comprehensive and modular financial planning, non‑discretionary portfolio guidance and third‑party manager selection/monitoring, insurance planning, and business‑owner advisory work rooted in CEPA exit‑planning methodology.
Advice is delivered on a client‑directed basis: the firm develops recommendations aligned with each client’s objectives, risk tolerance, time horizon, and coordinate with clients’ tax and estate advisors, while clients retain authority to implement trades through qualified custodians. The firm does not take custody or discretionary trading authority, avoids alternative/illiquid investments, and supplements client work with educational seminars, workshops, and periodic newsletters intended for general financial literacy.
Noteworthy aspects relative to typical peers include the principal’s dual roles as a licensed insurance producer and a licensed real‑estate agent, the firm’s explicit offering of CEPA business‑owner value‑acceleration services, and a stated practice of publishing periodicals and running educational programs. The firm also discloses that it serves corporate/business and charitable clients and may advise or monitor other investment advisers’ client relationships; at present it reports zero regulatory AUM and will not provide advisory services or accept compensation until state registration is reinstated.
Client services
Expertise
Occupation focus
Fee options
Comprehensive written financial plans charged a flat fee ranging from $1,000 to $5,000 depending on scope and complexity.
$0 - $250,000: 1.00% $250,001 - $3,000,000: 0.85% $3,000,001+: 0.50%
Insurance commissions received only when clients voluntarily purchase insurance through the firm’s licensed insurance producer; commissions vary by product and carrier.
Hourly consultations at $200–$400 per hour, billed in 0.25-hour increments.
Ongoing financial planning retainer fees ranging from $200 to $600 per month (or negotiable quarterly equivalent).
Account minimum: $50,000 Fee-only: Financial planning fees range from $1,000 to $5,000 flat fee for comprehensive plans; hourly rates $200–$400 per hour; ongoing retainers $200–$600 per month (or quarterly equivalent). Fees are quoted in writing before engagement.
Main office
Lakeport CA
Advisors at this office
1
Most active in
California
Also doing business as
Attard, Janet Grace · J Oliver Maxwell, LLC · J. Oliver Maxwell, LLC · Janet Grace Attard, Chief Compliance Officer · Janet Grace Attard, Managing Member And Chief Compliance Officer
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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