Bakersfield, CA Rosedale Hwy Office
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J.P. Morgan Securities
Institution
Firm-wide stats for J.P. Morgan Securities
About
J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset‑allocation advice, investment manager and fund searches, and customized performance reporting. Services are delivered by a select group of Wealth Advisors and are provided on a non‑discretionary basis, with clients retaining final decision‑making authority.
The firm’s process combines quantitative asset‑allocation modeling with centralized due diligence performed by a manager‑solutions team at a J.P. Morgan affiliate, and it applies an ESG eligibility framework when assembling investable universes and recommending Eligible Strategies. For the Program, JPMS generally charges asset‑based fees rather than fixed fees and limits recommendations to funds and strategies approved through its internal review processes.
Distinctive features include registrations and activities that are uncommon among peers: JPMS is registered as a security‑based swap dealer and as a futures commission merchant and is affiliated with swap‑dealer activities, expanding the product types it can access. The advisory business operates within the broader J.P. Morgan broker‑dealer and banking organization, commonly recommends affiliated funds and revenue‑sharing arrangements, and discloses a history of regulatory enforcement actions and settlements in its brochure.
Based on J.P. Morgan Securities
Location
13107 Rosedale Hwy
Bakersfield CA 93314
Advisors at this office
2
Advisors at this office
Joseph R
Series 66
Bakersfield, CA
J.P. Morgan Securities
Joseph Ramirez is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2005. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside affiliated brokerage and investment management capabilities.
Nicholas V
Series 66
Bakersfield, CA
J.P. Morgan Securities
Nicholas Valos is a Financial Advisor with Merrill Lynch Wealth Management, bringing over nine years of experience in retirement planning, cash and debt management, and navigating the interest rate environment. He focuses on providing education and guidance across all stages of the financial life, tailoring strategies to the unique ambitions and priorities of each client. Nicholas works to simplify complex financial concepts and supports clients through short-, mid-, and long-term goal development, including personal retirement planning, family wealth management, and small business strategies. Nicholas holds a Bachelor's Degree from the University of California system and a Master's Degree from the University of Southern California. He has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, underscoring his commitment to professional development and expertise in retirement and investment planning. As part of his approach, he provides clients with access to specialized resources from Bank of America to address banking, credit, home financing, and small business needs. Outside of his professional work, Nicholas is involved with the Bakersfield Baseball Academy, reflecting his personal interests in baseball, football, and spending time with his family. His client-centered philosophy emphasizes uncovering what matters most to clients and their families to create tailored financial strategies.
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