J.R.Pluta Capital Management, Inc.

The firm provides discretionary investment management to individuals, including high-net-worth clients, and also accepts charitable organizations as clients, tailoring portfolios to each client’s stated goals, time horizons and risk tolerance. It manages approximately $16.25 million across a very small client base and generally requires a minimum account size to open or maintain services.

The firm’s investment process is a bottom-up, fundamental approach that evaluates economic conditions, earnings, valuation metrics and other factors, and may employ long-term, short-term, trading and options strategies while keeping cash balances in money market accounts. It operates with discretionary authority, reviews accounts at least quarterly, and uses qualified custodians to hold client assets rather than accepting custody itself.

Notable distinctions include the firm’s explicit work with charitable organizations—a client type that is uncommon among independent solo advisers—and its very small scale as a single-advisor practice, for which the firm has documented a contingency plan in the event the sole portfolio manager cannot continue. The brochure also discloses operational practices that may affect clients, such as not aggregating trades across accounts, not voting client proxies, and not providing separate firm-generated regular account reports.