J Ward Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary investment management primarily for high-net-worth individuals, families, and trusts and generally requires a negotiated minimum account size. It manages roughly $15.8 million across about 21 client relationships and commonly charges asset-based fees, and may recommend or retain a third‑party adviser to manage portions of client portfolios.
Investment decisions are built around asset-allocation strategies that consider clients’ age, health, liquidity needs, risk tolerance, and long‑term goals, with regular reviews every one to three months. The firm typically retains discretion to implement trades, conducts due diligence on third‑party managers (it commonly utilizes FPAS and investment products from Dimensional), and relies on custodial and reporting platforms to support monitoring and client reporting.
What distinguishes the firm from most solo independent advisers are its cross‑disciplinary affiliations: the principal operates an estate‑planning and elder‑law practice, holds a real‑estate broker license (not actively used for client transactions), and is affiliated with an insurance entity and a broker‑dealer in which he may receive customary commissions. Those non‑investment activities create potential conflicts of interest that the firm discloses in its brochure and addresses by informing clients they are under no obligation to use the firm’s other services.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.60% $5,000,001+: 0.50%
Account minimum: $500,000 Fee-only: Negotiable fees based on assets under management; no commissions accepted.
Main office
16360 Monterey Street, Suite 210
Morgan Hill CA 95037
Advisors at this office
1
Most active in
California
Also doing business as
J Ward Financial · J Ward Financial Services, LLC · J. Ward Financial Services, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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