Jacobs Wealth Management, LLC

Jacobs Wealth Management provides ongoing portfolio management, financial planning, and pension consulting to individuals, high‑net‑worth individuals, pension and profit‑sharing plans, and business owners. The firm documents client objectives in written Investment Policy Statements and offers an automated Jacobs Intelligent Portfolios Program (IPP) that invests in ETFs and mutual funds.

JWM typically manages client accounts on a discretionary basis and uses a blend of analytical methods—fundamental, quantitative, technical, charting, cyclical analysis, and modern portfolio theory—to construct portfolios. The firm combines automated features of the IPP (including automated rebalancing and optional tax‑loss harvesting via Schwab’s Institutional Intelligent Portfolios Platform) with the ability to implement active strategies such as options, margin, and short‑term trading when appropriate.

A distinctive aspect of the firm is its pension consulting offering for retirement plans (including written plan development, manager and service‑provider recommendations, and ongoing monitoring), a service that is relatively uncommon among independent advisers. JWM also requires custody at Schwab and therefore integrates Schwab’s institutional platform with its model and active management approach while managing roughly $10.1 million across about 53 client relationships.