James Curtis Financial And Insurance Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
James Curtis Financial and Insurance Services provides customized financial planning and portfolio management primarily to individual and high‑net‑worth clients and also serves other investment advisers. Services are delivered mostly on a non‑discretionary basis and include comprehensive or segmented financial plans, ongoing portfolio oversight, and participation in a firm‑sponsored wrap fee program.
The firm documents client objectives in individualized investment policy statements and applies fundamental and quantitative analysis together with modern portfolio theory to long‑term strategies that can include mutual funds, ETFs, REITs, annuities and limited options trading. Clients retain final decision authority over implementation; accounts are reviewed at least monthly and clients receive regular custodial statements and aggregate portfolio reports.
Noteworthy differences from many peers include the firm’s sponsorship of a wrap‑fee program and its material affiliations outside typical advisory activities: the principal is a licensed insurance producer and a licensed real estate broker and may offer commissionable insurance and real estate products (these activities represent less than 5% of time and are disclosed as potential conflicts). The firm also has a history of sub‑adviser relationships and serves other advisers, and it directs custody to a recommended broker‑dealer through an institutional program, which creates additional affiliation and soft‑dollar considerations relative to many supported peers.
Client services
Expertise
Fee options
0.67% annually, charged monthly in arrears at 0.056% per month
Insurance products sales generate customary commissions to James Curtis (less than 5% of his time)
$200 per hour for segmented financial plans and individual consultations
Account minimum: $250,000 (may be waived by JCFAIS in its discretion) Fee-only: One-time comprehensive financial planning fees negotiable, usually $750 to $1,500; hourly fees for segmented plans and consultations $200/hour
Main office
See office1700 Adams Avenue, Suite 210
Costa Mesa CA 92626
Advisors at this office
1
Offices (2)
Most active in
California · Texas
Also doing business as
James Curtis Enterprises, Inc. · James Curtis Financial And Insurance Services
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Dion C
CFP®, Series 63
Fullerton, CA
James Curtis Financial And Insurance Services
Dion Collins is a CFP® professional with 25 years of industry experience. He has operated Collins Advisory since 1999 and is affiliated with James Curtis Financial And Insurance Services in Fullerton, CA. In addition to his advisory role, he is involved in independent insurance sales. James Curtis Financial And Insurance Services provides customized financial planning and portfolio management to individuals, high-net-worth clients, and other investment advisers on a non-discretionary basis. The firm employs a tailored Investment Policy Statement and combines fundamental and quantitative analysis with modern portfolio theory to construct long-term portfolios, offering a range of investment options including mutual funds, equities, fixed income, ETFs, real estate funds, and insurance products.
James C
CFP®, Series 66
Costa Mesa, CA
James Curtis Financial And Insurance Services
James Curtis is a CFP® professional with 17 years of experience in financial advisory services. He is the principal of James Curtis Financial And Insurance Services, an independent firm he has led since 2014, and has provided financial planning through Collins Advisory since 2009. Curtis is also president and sole shareholder of James Curtis Enterprises, Inc., a non-investment related business. James Curtis Financial And Insurance Services offers customized financial planning and portfolio management to individuals, high-net-worth clients, and other advisers on a non-discretionary basis. The firm emphasizes tailored Investment Policy Statements and employs both fundamental and quantitative analysis alongside modern portfolio theory to build long-term portfolios.
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