Janus Financial

Janus Financial is a small, state-registered investment advisory firm managing roughly $34 million for about 52 clients, serving individuals (including high‑net‑worth and non‑HNW), trusts, estates, pension and profit‑sharing plans, and business entities. Its core services include discretionary portfolio management and comprehensive financial planning, with pension consulting offered to plan sponsors and fiduciaries.

The firm typically implements custom, discretionary portfolios using a tactical allocation approach intended to reduce risk and pursue improved performance, employing exchange‑listed securities, mutual funds, bonds, CDs and cash positions as hedges while utilizing fundamental, technical, and cyclical analysis. Financial planning is available as either project‑based or ongoing fixed‑fee engagements, and portfolio actions may include reallocations, tax‑aware recommendations, and occasional specific stock selections to increase sector or dividend exposure.

Distinctive disclosures include newly added pension and profit‑sharing plan consulting services and the principal’s provision of tax preparation and insurance through affiliated entities, each disclosed as creating potential conflicts of interest. The brochure also notes economic relationships with custodians and technology providers (including Altruist and Schwab) that provide credits or support services to the firm, and an unusual account policy that assesses an additional annual fee for households with cumulative balances under $500,000 — factors clients should weigh alongside the firm’s advisory offerings.