Janus Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Janus Financial Planning, LLC serves individual and high‑net‑worth clients as a fee‑only registered investment adviser, offering investment management, ongoing and project‑based financial planning, tax return preparation, and bookkeeping services. The firm also provides educational seminars and speaking engagements on personal finance topics for groups and the public.
The firm develops individualized investment policies and asset‑allocation targets through personal discussions and implements portfolios primarily using stocks, bonds, mutual funds, and ETFs, with an emphasis on passive, index‑based funds where appropriate. It typically manages accounts on a discretionary basis, performs quarterly reviews, and integrates tax and retirement considerations into planning and portfolio decisions.
Compared with many peers, Janus combines advisory services with in‑house tax preparation and bookkeeping for business entities and runs public educational programs, features that are relatively uncommon among supported firms of its size. The firm operates as a small, boutique adviser under a fee‑only fiduciary model, offers standing letter‑of‑authorization arrangements for client transfers, and integrates financial planning with ongoing portfolio supervision.
Client services
Expertise
Occupation focus
Fee options
Project-Based Financial Planning fixed fees range from $1,000 to $5,000, negotiable; Tax Return Preparation fees typically $250 - $2,000; Bookkeeping Services typically $3,000 per year; Educational Seminars/Speaking Engagements fees range from $0 to $500.
Project-Based Financial Planning hourly rate of $200, billed in 15-minute increments.
Fee-only: Ongoing Financial Planning and Investment Management: Flat fee ranging from $3,000 to $15,000 annually, negotiable, prorated and paid in arrears quarterly.
Main office
San Antonio TX
Advisors at this office
2
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Ellen S
Series 65
San Antonio, TX
Janus Financial Planning, LLC
Ellen Smith is a financial advisor at Janus Financial Planning, LLC in San Antonio, TX, holding a Series 65 designation. She has eight years of experience at Southwest Research Institute and previously worked at Bechtel Corporation. Janus Financial Planning, LLC serves individual and high-net-worth clients as a fee-only registered investment adviser, offering investment management, financial planning, tax return preparation, and bookkeeping services. The firm emphasizes passive, index-based funds within individualized investment policies and integrates tax and retirement considerations into its portfolio management.
January S
CFP®, Series 65
San Antonio, TX
Janus Financial Planning, LLC
January Smith IV is a CFP® and holds a Series 65 license with four years of industry experience. He is currently with Janus Financial Planning, LLC and previously worked at Financial Life Advisors, LLC, Rudd & Wisdom, Southwest Research Institute, Turner Construction, and Bechtel Corporation. Janus Financial Planning, LLC is a fee-only registered investment adviser serving individual and high-net-worth clients. The firm offers investment management, financial planning, tax return preparation, bookkeeping, and educational seminars, emphasizing passive, index-based investment strategies and integrating tax and retirement considerations into portfolio management.
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