JB Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary asset management to individuals, trusts and estates, offering continuous portfolio supervision and individualized investment programs. Accounts are maintained on the Schwab Institutional platform and clients are required to establish custody there for the firm to manage assets and deduct advisory fees.
Investment implementation follows a top‑down allocation process that sets asset‑class exposure first and then allocates across sectors, typically using ETFs and low‑cost index mutual funds to achieve diversified sector weightings consistent with client objectives. Portfolios are generally positioned for multi‑year horizons (greater than 12 months), and the firm will occasionally use individual securities or actively managed funds to address legacy holdings, tax considerations or other client‑specific situations.
Operationally, the firm directs all managed accounts to Charles Schwab Institutional and discloses that this directed brokerage arrangement may limit its ability to seek other execution venues. It also trades and allocates on an individual account basis rather than aggregating block trades, deducts advisory fees directly from client accounts (which creates custody for fee purposes), and leaves proxy voting to clients or their designated representatives.
Client services
Expertise
Fee options
Below $1,000,000 - $1,000,000: 1.00% annually $1,000,001 - $1,500,000: 0.90% annually $1,500,001 - $2,000,000: 0.80% annually $2,000,001 - $2,500,000: 0.75% annually $2,500,001 - $3,000,000: 0.70% annually $3,000,001 - $4,000,000: 0.65% annually $4,000,001 - $5,000,000: 0.60% annually Above $5,000,000+: 0.55% annually
Account minimum: $100,000 Fee-only: Fees generally range from 0.50% to 1.5% annually, exact fee negotiated per client
Main office
Omaha NE
Advisors at this office
1
Most active in
Iowa · Nebraska · Texas
Also doing business as
Jb Financial Services, Inc. · Jb Investments
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)