JC&Company

JC&Company Inc. provides discretionary investment management and financial planning under a Comprehensive Portfolio Management Agreement (PMA) to individuals, families, trusts, ERISA‑governed retirement plans, and business entities. The firm’s client base includes individual and high‑net‑worth clients and it generally accepts accounts at $300,000 or more, with exceptions documented in the PMA.

The firm constructs customized, diversified portfolios using fundamental and macroeconomic analysis and may allocate to equities, fixed income, mutual funds, ETFs, options, and certain private investments; it monitors and rebalances accounts and furnishes written portfolio reviews at least annually. JC&Company exercises full discretionary authority under the PMA, requires client cooperation and electronic consents, and does not vote proxies—clients retain responsibility for proxy and corporate action decisions.

Notably, JC&Company operates with multiple affiliated professional firms — an accounting practice, an insurance agency, a law firm, and a related real estate broker — and discloses referral arrangements and potential conflicts of interest when clients are referred to those affiliates. The brochure also clarifies that a prior description of a performance fee was incorrect: the current PMA expressly prohibits performance‑based fees, and the firm may receive referral compensation from unaffiliated broker‑dealers for managed account programs with written solicitor disclosures to clients.