JC Financial Planning & Investments, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$75,599,000
Clients
55
38% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
55
HighAverage account size
$1,374,527
About
The firm provides portfolio management, comprehensive portfolio management, and financial planning and consulting services primarily for individuals and high‑net‑worth individuals. The brochure also describes consulting on “held away” assets and includes provisions for retirement/ERISA plan clients, indicating the firm will accommodate plan-directed arrangements when engaged.
JCFP’s investment approach emphasizes individualized advice, continuous account supervision, and asset allocation across cash, bonds, equities and “other investments” such as real estate, commodities and currencies, with quarterly reviews and rebalancing as needed. Services are offered on discretionary and non‑discretionary bases and financial planning may be delivered on an hourly, fixed‑fee, or retainer basis depending on client needs.
Noteworthy features for a solo independent adviser include a principal with an international banking background who holds CFP certification and FINRA registrations, and disclosure of ownership of an investment holding company abroad (clients are not solicited to invest in it). The brochure also details institutional custody and trading arrangements, standing‑letter‑of‑authorization safeguards, a written Code of Ethics, and a disaster recovery plan—along with explicit procedures for ERISA/retirement plan clients, a client type that smaller independents less commonly serve.
Client services
Financial planning
Portfolio management
Expertise
Real estate investing
Options & derivatives strategies
Fee options
Financial planning fixed fees ranging from $500 to $5,000
$200 per hour
Fee-only: Hourly fees of $200; fixed fees for financial planning from $500 to $5,000
Most active in
JC Financial Planning & Investments, LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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