JC Financial Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
JC Financial Services is a state‑registered, single‑advisor independent firm that primarily serves individual investors and small businesses with investment management, financial planning, and retirement plan (Simple IRA and 401(k)) services. The firm manages client accounts on a discretionary basis and also facilitates access to outside managers when appropriate, offering both one‑time and ongoing planning engagements.
The firm’s investment program emphasizes passive portfolio construction using index mutual funds and ETFs to implement asset‑allocation targets, supplemented by due diligence on third‑party managers when a different approach is warranted. Client relationships are built around individualized investment policy statements and periodic reviews, with ongoing access under its retainer planning model and routine monitoring of account objectives and tax considerations.
Compared with many solo independent advisers, JC Financial Services is affiliated with an in‑house bookkeeping and tax practice and its principal also works as a tax preparer, a relationship the firm discloses and may recommend to clients when appropriate. The firm also provides employer‑focused retirement plan services that include assembling plan documentation and conducting annual participant meetings at the employer’s office, reflecting an educational and employee‑outreach component not common among similar firms.
Client services
Expertise
Fee options
$500 initial startup fee for Comprehensive Financial Planning
$0 - $2,000,000: 1.00% $2,000,000+: 0.50%
$250 per hour, depending on complexity
$100-$250 per month for Comprehensive Financial Planning
Main office
5985 Horseshoe Bar Rd.
Loomis CA 95650
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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