JDS Investment Management

JDS Investment Management is a single‑advisor registered investment adviser that provides discretionary asset management and financial planning to a small client base, managing roughly $41.9 million for 13 clients primarily comprised of high‑net‑worth individuals, trusts and estates. The firm offers ongoing portfolio management under discretionary authority and delivers financial plans on an hourly or fixed‑fee basis; it does not sell annuities or insurance products.

The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes passive, long‑term allocations to low‑cost mutual funds and exchange‑traded funds across asset classes rather than active stock or bond selection or market timing. Portfolios are implemented with diversified asset‑class exposure (U.S. and foreign equities, fixed income, REITs, commodity and money‑market funds), documented in an Investment Policy Statement and subject to periodic review and rebalancing.

A distinctive feature is the adviser’s affiliation with an accounting and tax practice: the principal is a licensed CPA who operates a separate accounting/tax business and may offer those services to advisory clients, a relationship disclosed in the brochure and identified as a potential conflict of interest with mitigating procedures. The firm’s relatively high account minimum ($200,000), small client roster, and the CPA affiliation — combined with its solo‑practitioner structure — make its client focus and service mix atypical compared with many independent peers.