Jennings & Associates Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$236,548,572
Clients
680
Advisors
5
of 8 employees
About
Jennings & Associates Financial Advisors, LLC is an SEC‑registered advisory firm that manages approximately $240 million for roughly 680 clients, primarily individuals and high‑net‑worth clients, as well as trusts, estates, charitable organizations and small businesses. The firm offers discretionary portfolio management, comprehensive financial planning, retirement‑plan consulting, and outsourced CFO‑style services.
The firm uses a proprietary "GPS Method" to define client income goals and align asset allocation and investment strategy, drawing on fundamental, technical and tactical analysis for portfolio construction and monitoring. Jennings also provides retirement plan participant advisory services and can act in ERISA fiduciary capacities (3(21) non‑discretionary and 3(38) discretionary), and it implements held‑away participant account management through a third‑party order management system.
Uncommonly for comparable team firms, Jennings sponsors a wrap‑fee program and serves as the program’s portfolio manager, paying transaction charges to its custodian—a structure the brochure discloses can influence mutual‑fund share‑class selection and trading frequency. The firm also discloses routine use of artificial intelligence for real‑time web‑call note‑taking and project frameworks and highlights its custody relationship with LPL Financial.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning flat fees generally range from $1,000 to $30,000 depending on complexity.
Investment advisor representatives may receive commissions for selling securities and insurance products in their individual capacity; these commissions are separate from advisory fees.
Hourly consulting fees generally range from $100 to $500 per hour; financial planning hourly fees up to $500 per hour.
Account minimum: $250,000 (encouraged; no required minimum) Fee-only: Hourly financial planning fees up to $500 per hour; flat fees generally ranging from $1,000 to $30,000 for financial planning; hourly consulting fees generally range from $100 to $500 per hour.
Main office
1920 Broadway Street
Paducah KY 42001
Advisors at this office
5
Most active in
Illinois · Kentucky · Louisiana · Missouri · Tennessee · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
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