Jfr Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
JFR Financial Services works primarily with individual and high‑net‑worth clients, offering comprehensive and modular financial planning, ongoing investment management, consultations, educational seminars and a client newsletter; the firm also provides income tax‑preparation services. It manages roughly $277 million on a discretionary basis for about 597 clients and is staffed by two advisors.
The firm’s investment process emphasizes fundamental, long‑term analysis and tailors recommendations to clients’ goals, time horizons and risk tolerances, with both discretionary and non‑discretionary engagement options. Investment management accounts are custodied through Fidelity, monitored continuously with at least quarterly reviews and reporting, and the firm states a policy of selecting the lowest‑expense mutual fund share classes available on the platform while not accepting 12b‑1 fees.
Noteworthy aspects of JFR Financial Services relative to many peers are its high client load per advisor (roughly 300 clients per advisor, which is uncommon) and the routine provision of a complementary client newsletter plus seminars and workshops — services only a small subset of similar firms offer. The firm’s representatives also maintain separate broker‑dealer and insurance registrations and the firm contracts for tax‑preparation expertise, creating multiple implementation avenues beyond the advisory platform.
Client services
Expertise
Fee options
Basic Financial Profile fixed fee of $700; Comprehensive Financial Planning project fee minimum $900
$0 - $300,000: 0.90% annually $300,001 - $900,000: 0.70% annually $900,001 - $3,000,000: 0.50% annually $3,000,001+: 0.30% annually
Hourly rates for financial planning and consultations range from $75 to $500 per hour
Account minimum: $900 minimum fee for comprehensive financial planning services Minimum fee: Minimum fee of $900 for comprehensive financial planning services Fee-only: Financial planning services charged as fixed/project fees and hourly rates; no commissions on advisory accounts
Main office
3133 Van Horn
Trenton MI 48183
Advisors at this office
2
Most active in
Florida · Michigan · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
John R
CFP®, Series 63
Trenton, MI
Jfr Financial Services, Inc.
John Robbins is a CFP® with 39 years of industry experience, currently serving at Jfr Financial Services, Inc. in Trenton, MI, where he has worked for 35 years. He has also held positions at LaSalle St Securities LLC and Lpl Financial LLC. Outside of financial advising, he authored a book titled *A View from the Back Row – What Happened to Our Church?* and serves as trustee managing charitable giving accounts. JFR Financial Services primarily serves individual and high-net-worth clients, offering comprehensive financial planning, investment management, consultations, educational seminars, and income tax-preparation services. The firm manages approximately $277 million on a discretionary basis and emphasizes fundamental, long-term investment analysis tailored to clients’ goals and risk tolerances.
Craig S
Series 63, Series 66
Trenton, MI
Jfr Financial Services, Inc.
Craig Sawicki is a financial advisor with JFR Financial Services, Inc. in Trenton, MI, holding Series 63 and Series 66 licenses with 32 years of industry experience. He has worked at LaSalle St Securities since 2019 and previously spent 12 years at LPL Financial. Besides advisory services, he is involved in income tax preparation through JFR Financial Services. JFR Financial Services primarily serves individual and high-net-worth clients, providing financial planning, investment management, educational seminars, and income tax-preparation services. The firm manages approximately $277 million on a discretionary basis for nearly 600 clients, emphasizing long-term, fundamental investment analysis tailored to clients’ goals and risk tolerances.
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