Jim Roberts Investment Advisors LLC

Jim Roberts Investment Advisors LLC provides investment management, financial planning, and consulting to individuals, businesses, trusts and estates, retirement plan sponsors and participants, and foundations, endowments, and other charitable organizations. Its services include individually managed accounts (nondiscretionary by default, discretionary available if agreed), the firm’s customized JRRIA Select portfolios, and introductions to third‑party/wrap programs administered through First Clearing/Wells Fargo.

The firm constructs portfolios using a mix of fundamental and technical analysis, asset allocation software supplied by First Clearing, and periodic rebalancing to target blended risk/return profiles; representatives ordinarily make recommendations for client approval but may be granted discretionary authority when documented. It also acts as the primary client contact and monitor for Third Party Managers in Wells Fargo programs (FundSource, Masters, Private Advisor Network, Diversified Managed Allocations) and relies on custodial account statements for reporting and fee calculations.

Distinctive features disclosed in the brochure include ongoing broker‑dealer and insurance relationships: the principal and some staff are registered representatives of Centennial Securities and hold insurance licenses, and the firm discloses receipt of commissions and 12b‑1 fees and may reduce advisory fees to offset those payments. The firm also provides pension consulting and defined contribution plan advisory and participant education, and serves corporate and charitable institutional clients—client types and industry affiliations that are less common among independent advisers of its size.