JMD Financial Planning Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
JMD Financial Planning Inc. works with individual and high‑net‑worth clients, offering discretionary portfolio management alongside financial planning and consulting services. The firm provides both ongoing asset management engagements and standalone financial planning work, with planning offered on an hourly basis rather than exclusively through asset‑based fees.
Portfolios are constructed using equities, fixed income, mutual funds, ETFs and limited options strategies, and are tailored to each client’s objectives, time horizon and risk tolerance. The firm uses a combination of fundamental and technical analysis and operates with discretionary trading authority while permitting clients to impose written investment restrictions and receiving periodic account reviews for rebalancing and tax‑loss harvesting opportunities.
Distinctive features include the combination of discretionary portfolio management for individuals and an hourly financial planning option, a service mix that is relatively uncommon among similarly situated firms. The firm’s principal also maintains an external IT consulting practice that occupies a portion of their time, and the adviser does not act as a private fund adviser.
Client services
Expertise
Fee options
0.70% annually, flat rate applied to entire portfolio
$200 per hour for financial planning services
Fee-only: Financial planning services at $200/hour
Main office
Somerset MA
Advisors at this office
1
Most active in
Massachusetts · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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