Joel Adams and Associates Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$272,974,674
Clients
277
Advisors
3
of 3 employees
About
Joel Adams and Associates serves individuals, high‑net‑worth clients, families, trusts, small businesses, charitable organizations, and retirement plans, managing $305,575,796 in client assets across roughly 277 accounts with a three‑advisor team. The firm provides discretionary wealth management, financial planning, and retirement plan advisory services, including IPS design, vendor analysis, and 3(21)/3(38) investment plan services.
The firm’s investment process is primarily long‑term oriented and combines fundamental and technical analysis to construct portfolios of individual equities, ETFs, and bonds, while also using independent managers or custodian‑sponsored platforms when appropriate. Adams and Associates monitors portfolios for rebalancing, tax or liquidity needs, and may include cash positions as hedges; it also operates through an institutional relationship with Raymond James for custody, trading, and technology support.
A distinctive feature is that the firm sponsors a wrap fee program and expressly bundles securities transaction costs into its asset‑based wealth management fee (see Appendix 1), a practice that is uncommon among peers. The firm’s combination of relatively large AUM for a small advisory team, its retirement plan 3(38) offerings, reliance on an institutional custodian platform, and the fact that some advisory personnel are licensed insurance professionals (which can generate commission income) are noteworthy operational details and potential conflict‑of‑interest considerations described in the brochure.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning services negotiated based on expected hours.
$0+: 0.75% to 1.25% annually (wealth management services, negotiable, based on various factors) $0+: 0.50% to 1.00% annually (retirement plan advisory services, negotiable, based on size and scope)
$200 to $500 per hour (financial planning services)
Account minimum: $500,000 Fee-only: Wealth management fees based on AUM; hourly fees $200 to $500 per hour for financial planning; fixed fees for financial planning negotiated based on expected hours; fixed quarterly fees possible for retirement plan advisory services.
Main office
545 Merrimon Avenue
Asheville NC 28804
Advisors at this office
3
Most active in
Florida · Louisiana · New York · North Carolina · Texas · Virginia
Also doing business as
Jb Adams Jr. And Associates Inc. · Joel Adams And Associates Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Bray C
CFP®, Series 66
Asheville, NC
Joel Adams and Associates Inc.
Bray Creech is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Joel Adams and Associates Inc. since 2022. Prior to this, he worked at Raymond James Financial Services for eight years. Outside of advisory work, he manages a commercial property serving professional service firms in Asheville, NC. Joel Adams and Associates Inc. serves individuals, families, and institutions by providing discretionary wealth management, financial planning, and retirement plan advisory services. The firm employs a long-term investment approach that combines fundamental and technical analysis and operates through an institutional relationship with Raymond James for custody and technology support.
Jessie G
CFP®, Series 65, Series 66
Asheville, NC
Joel Adams and Associates Inc.
Jessie Goodwin is a CFP® professional with 12 years of industry experience. She is currently with Joel Adams and Associates Inc., where she has worked since 2026. Her prior experience includes roles at Modera Wealth Management, LLC and Parsec Financial Management Inc. Joel Adams and Associates Inc. provides discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, families, trusts, estates, small businesses, and charitable organizations. The firm employs a long-term investment approach using both fundamental and technical analysis and offers portfolio construction with equities, ETFs, and bonds, managing approximately $282 million in discretionary assets.
Chad S
Series 65
Asheville, NC
Joel Adams and Associates Inc.
Chad Storck is a Series 65 licensed advisor at Joel Adams and Associates Inc. with two years of industry experience. Prior to joining Joel Adams and Associates, he worked for Storck CPA, P.C. for 14 years. Outside of his advisory role, he manages a commercial real estate property in Asheville, NC, overseeing building maintenance and tenant relations. Joel Adams and Associates Inc. provides discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, families, trusts, small businesses, and charitable organizations. The firm employs a primarily long-term investment approach using fundamental and technical analysis, managing about $282 million in discretionary assets across 268 client relationships.
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