John C. Gower, CFP, EA
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only financial planning and investment advisory services primarily to individuals and families and also works with small businesses, trusts and retirement plans. It manages about $42 million in client assets on a discretionary basis as of June 30, 2026 and typically charges fees as a percentage of assets under management.
Investment portfolios are constructed using no‑load mutual funds, exchange‑traded funds, individual stocks and bonds, REITs and CDs, with an emphasis on asset allocation, diversification, tax management and ongoing risk control. The adviser follows a disciplined monitoring process, generally reviews accounts quarterly, and executes trades under client‑granted limited trading authority.
What is less common for a solo independent adviser is the inclusion of tax‑preparation services (about 10% of business) and the offering of certain non‑investment products such as no‑load/low‑load insurance options, while retaining a fee‑only, no‑commission policy. The firm also serves institutional‑type relationships (small business retirement plans and trusts), recommends Charles Schwab for custody, and leaves proxy voting to clients.
Client services
Expertise
Fee options
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001+: 0.50%
$125 per hour for consults.
Fee-only: Fee-only advisor compensated solely from client fees; no commissions or referral fees accepted.
Main office
Fenton MO
Advisors at this office
1
Most active in
Missouri
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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