John H. Liles, CFP

The firm provides investment advisory and financial planning services to individuals and to entities such as trusts, pension and profit‑sharing plans, estates, and charitable organizations. It offers both ongoing asset management—under either discretionary or advisory arrangements—and standalone financial planning engagements delivered on an hourly or flat‑fee basis.

The investment approach centers on strategic asset allocation using a core‑and‑satellite structure that emphasizes passively managed index funds and ETFs as the core while selectively adding individual securities and actively managed funds; portfolios are globally diversified with limited foreign exposure and no currency‑hedging strategies. Clients’ goals and any investment restrictions are documented, portfolios are reviewed at least quarterly, and clients may choose whether the firm has discretionary trading authority.

The firm operates as a fee‑only advisor that does not accept commissions or third‑party compensation, does not initiate proxy votes on client securities, and recommends custodians without receiving compensation from them. It offers flexible engagement options and accepts clients without account minimums; as of 12/31/2025 it reported approximately $37.5 million managed on a discretionary basis and about $3.2 million on a non‑discretionary basis.