John Hancock Personal Financial Services, LLC

Heather Meyers is a financial advisor at John Hancock Personal Financial Services, LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes roles at L.M. Kohn & Company and Business Planning Concepts, Inc. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a diverse client base including individuals, trusts, and business entities. The firm uses third-party software to generate written financial recommendations and operates a technology-assisted service model with a high client-to-advisor ratio.

Joel Berry is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior work includes roles at Manulife John Hancock Brokerage Services LLC, John Hancock Investment Management Distributors LLC, NYLIFE Securities LLC, New York Life Insurance Company, and Ira Subaru. John Hancock Personal Financial Services, LLC provides financial planning and consultative services, including an Emergency Savings program, to a diverse client base ranging from individuals to trusts and non-profits. The firm uses third-party financial planning software to generate recommendations and operates a technology-assisted service model with a high client-to-advisor ratio.

Yolanda Degrange is a CFP® with 18 years of industry experience, currently serving at John Hancock Personal Financial Services, LLC. She has worked with John Hancock and its affiliated entities since 2019 and previously at Diversified Investors Securities Corp. from 2012 to 2019. Outside of her financial advisory role, she is registered as an agent for a makeup-related business but is not involved in its daily operations. John Hancock Personal Financial Services, LLC offers financial planning, consultative services, and an Emergency Savings program to a diverse client base, including individuals, trusts, and non-profits. The firm uses technology-assisted, written financial plans that advisors review, providing a scalable service model with a notably high client load per advisor.

John Kurtak Jr. is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He has been with John Hancock and its affiliated entities since 2015. John Hancock Personal Financial Services, LLC offers financial planning, consultative services, and an Emergency Savings program to a diverse client base that includes individuals, trusts, estates, non-profits, and business entities. The firm employs a technology-assisted approach with third-party planning software to generate written recommendations, serving a notably high number of clients per advisor.

Fran Jackson Jr. is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. His career includes multiple roles within John Hancock entities as well as Valic Financial Advisors and GWFS Equities. John Hancock Personal Financial Services, LLC serves a diverse range of clients—including individuals, trusts, estates, non-profits, and business entities—offering financial planning, consultative services, and an Emergency Savings program. The firm utilizes third-party software to create written financial plans, which advisors review and present, supporting a technology-assisted model with a high client-to-advisor ratio.

Tanya Rocchio is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She previously worked for ICMA Retirement Corporation from 2005 to 2021 before joining John Hancock in 2021. John Hancock Personal Financial Services, LLC delivers financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities, serving both non‑high‑net‑worth and high‑net‑worth individuals. The firm uses a technology‑assisted model providing written financial plans and recommendations without specific securities naming, allowing clients discretion in implementation.

Joseph Bakish is a CFA® charterholder affiliated with John Hancock Personal Financial Services, LLC in Boston, MA. He has over nine years of experience, previously working with Richardson Wealth (USA) Limited and Richardson Wealth Limited before joining his current firm in 2025. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a diverse client base including individuals, trusts, estates, non-profits, and business entities. The firm employs a technology-assisted model with a high client load per advisor and delivers written recommendations through third-party financial planning software, with implementation at the client's discretion.

Thomas Lyman is a financial advisor at John Hancock Personal Financial Services, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various capacities within John Hancock-affiliated firms since 2018, as well as a year at Insight Global earlier in his career. John Hancock Personal Financial Services provides financial planning, consultative services, and an Emergency Savings program to individual clients, trusts, estates, non-profits, and business entities. The firm uses third-party financial planning software to deliver written recommendations, supporting a technology-assisted service model that accommodates a high client load per advisor.

James Hare is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with John Hancock in various capacities since 2015. John Hancock Personal Financial Services, LLC offers financial planning and consultative services to individuals, trusts, estates, non-profits, and business entities. The firm uses third-party financial planning software to create written, generally framed recommendations, supporting a scaled, technology-assisted service model for a high client load per advisor.

John Foster is a financial advisor at John Hancock Personal Financial Services, LLC with Series 63 and Series 65 licenses and one year of industry experience. He has worked at Manulife John Hancock Brokerage Services and John Hancock in various capacities since 2023. Outside of his advisory role, he serves as a retirement consultant providing educational services related to qualified retirement plans. John Hancock Personal Financial Services offers financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities. The firm uses a technology-assisted advice model to deliver written, generally framed recommendations, serving a broad client base including both non-high-net-worth and high-net-worth individuals.

Nathanael Sidor is a financial advisor at John Hancock Personal Financial Services, LLC with two years of industry experience. He holds the Series 66 designation and has worked previously at LPL Enterprise and The Prudential Insurance Company of America. Outside of finance, he supervises the revenue cycle team for D4C Dental Brands, managing insurance claims related to orthodontic dentistry. John Hancock Personal Financial Services provides financial planning, consultative services, and an Emergency Savings program to individuals, trusts, estates, non-profits, and businesses. The firm uses technology-assisted tools to deliver broadly framed written recommendations, serving a large client base through a scaled, multi-team model.

Richard Lanigan is a financial advisor at John Hancock Personal Financial Services, LLC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked in various roles within John Hancock-affiliated entities since 2018, including John Hancock Distributors and Manulife John Hancock Brokerage Services. John Hancock Personal Financial Services, LLC provides financial planning, consultative services, and an Emergency Savings program to a broad client base including individuals, trusts, estates, non-profits, and business entities. The firm employs a technology-assisted, scaled service model with investment advice delivered through written plans generated by third-party software and implemented at the client’s discretion.

Charles Toth is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. His prior experience includes roles at Morgan Stanley and Pride. John Hancock Personal Financial Services serves individual clients, trusts, estates, non-profits, and business entities through financial planning and consultative services, using technology-assisted models and third-party software to provide generally framed recommendations across asset allocation, retirement, and estate planning.

Giacomo Armiento is a Series 65 licensed financial advisor with John Hancock Personal Financial Services, LLC, based in Boston, MA. He has two years of industry experience and has previously worked with Manulife Wealth Inc, Echelon Partners USA Inc., Chevron Wealth Preservation, and Echelon Wealth Partners Inc. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities, serving both non‑high‑net‑worth and high‑net‑worth individuals. The firm emphasizes a technology-assisted advice model using third-party software to generate written recommendations, with implementation decisions left to clients.

Stephen Schuman is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has held various roles within the John Hancock and Manulife affiliates since 2007 and has been a drummer and musician with the band Rewind since 2006. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to individuals, trusts, estates, non-profits, and business entities, delivering technology-assisted advice through Investment Adviser Representatives. The firm serves both non-high-net-worth and high-net-worth clients and operates an Emergency Savings program without an advisory fee.