John-Luke Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
John‑Luke Financial, LLC is a registered investment adviser that provides asset management and financial planning to individuals (including high‑net‑worth clients), charitable organizations, and small businesses. The firm reports approximately $89.6 million in regulatory assets under management across about 280 client relationships and offers services with an emphasis on business and retirement planning, as well as insurance‑related financial services.
The firm’s investment process is built around a custom “bucket” approach that starts with client needs, establishes required asset values and risk profiles, selects suitable products, and implements ongoing management with quarterly and annual reviews. John‑Luke Financial draws on resources such as Morningstar and financial publications, offers both discretionary and non‑discretionary management, and requires Charles Schwab as the custodian for managed accounts.
A noteworthy feature disclosed in the brochure is the firm’s linkage to insurance activities: one or more representatives are licensed to sell recommended insurance products, may receive commissions and incentive awards, and devote roughly 15% of their time to insurance business, which the firm identifies as a potential conflict of interest. The firm also notes it does not sponsor wrap fee programs or charge performance‑based fees and that it maintains no account minimum, which may affect how clients implement the firm’s recommendations.
Client services
Expertise
Occupation focus
Fee options
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.75% $10,000,001+: Negotiable
Main office
26010 Oak Ridge Dr, Suite 100
The Woodlands TX 77380
Advisors at this office
2
Most active in
Nebraska · Texas
Also doing business as
John Luke Financial, LLC · Mldl Holdings LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Daryl L
Series 63, Series 66
The Woodlands, TX
John-Luke Financial, LLC
Daryl Lazauskas is a financial advisor with John-Luke Financial, LLC and holds Series 63 and Series 66 credentials. He has 29 years of industry experience, including roles at Proequities, Inc. and MLDL Holdings LLC. He is engaged in insurance sales and investment advisory activities through his firm. John-Luke Financial, operating under MLDL Holdings, manages approximately $89.6 million for around 280 clients, providing portfolio management and financial planning services to individuals, high net worth clients, charitable organizations, and small businesses. The firm uses a goal-driven, customized planning approach and manages accounts on both discretionary and non-discretionary bases with Charles Schwab as custodian.
Nathan M
Series 66
The Woodlands, TX
John-Luke Financial, LLC
Nathan Morrell is a financial advisor at John-Luke Financial, LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Compass Capital Investments LLC and LPL Financial, LLC. Outside of his advisory work, he is a licensed insurance agent with National Life Group. John-Luke Financial, LLC provides asset management and financial planning services to individuals, charitable organizations, and small businesses. The firm uses a custom “bucket” investment approach focused on client needs and risk profiles, offering both discretionary and non-discretionary management.
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