John Wessler & Associates
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About
John Wessler & Associates provides personalized financial planning and consulting with a focus on Medicaid and veterans benefits, long-term care funding, retirement, tax, and estate planning. The firm works with individual clients through consultations and written plans, though its current contracted client is the Zimmerman law firm and it retains the ability to contract directly with private clients in the future.
JWA delivers analyses (cash‑flow, insurance review, asset protection) and prepares implementation recommendations but does not manage client assets, accept discretionary trading authority, or custody client funds. Fees are charged on an hourly or fixed‑fee basis, including no‑charge initial screenings and specified flat‑fee packages, rather than as a percentage of assets under management.
The managing member maintains an active insurance agency affiliation and also works as a paralegal at an elder‑law firm, enabling coordinated titling and asset‑positioning work with VA‑accredited attorneys to pursue veterans’ pensions and Medicaid eligibility—an uncommon specialty among independent advisory firms. The brochure discloses that the owner may receive insurance commissions from non‑clients, creating a potential conflict of interest that the firm says it mitigates through disclosure and by giving clients the choice to use other providers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fees negotiable up to $25,000 maximum; examples include $4,500 minimum for certain plans, $15,000 for full financial plan
$250 per hour for financial planning; consulting fees range from $250 to $500 per hour depending on complexity
Minimum fee: Minimum flat fees for certain fixed fee services: $4,500 (single surviving dependent spouse or single retiree), $5,000 (couple) Fee-only: Hourly fees at $250 per hour; Fixed fees negotiable up to $25,000 maximum; Consulting fees $250 to $500 per hour or fixed fees depending on agreement
Main office
3501 W. Waco Dr.
Waco TX 76710
Advisors at this office
1
Most active in
Texas
Also doing business as
John Wessler & Associates · Lorenz John Wessler · Texas Dental Programs, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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