Johnston Investment Counsel, Ltd.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$119,624,319
Clients
88
Advisors
1
of 2 employees
About
Johnston Investment Counsel provides fee‑only investment advisory and comprehensive financial planning services to individuals, trusts, endowments, qualified retirement plan sponsors, and business entities, managing roughly $125 million for under 100 clients. Its offerings include discretionary portfolio management, enhanced cash management, comprehensive wealth management, retirement plan services, and non‑discretionary institutional consulting.
The firm combines macroeconomic, fundamental, relative‑value and technical analysis with customized investment policy statements to set asset allocation, perform tax‑aware asset location, and implement periodic rebalancing across a mix of no‑load mutual funds, ETFs, individual equities and fixed income. For downside risk control, Johnston uses derivatives such as options in separately managed accounts and employs limit orders and other risk‑controlling strategies; some enhanced cash portfolios may include modest equity allocations.
Notably for a small, solo independent adviser, the firm regularly serves institutional and pension clients — including pension/profit‑sharing plans and charitable organizations — and provides pension consulting and plan design as part of its retirement plan services. The firm operates as a fee‑only fiduciary that does not accept commissions and has filed to transition its adviser registration to the SEC.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 0.40% (Retainer-based Comprehensive Financial Planning) $1,000,001 - $3,500,000: 0.30% (Retainer-based Comprehensive Financial Planning) $3,500,001 - $5,000,000: 0.20% (Retainer-based Comprehensive Financial Planning) $5,000,001 - $10,000,000: 0.10% (Retainer-based Comprehensive Financial Planning) $10,000,001+: 0.05% (Retainer-based Comprehensive Financial Planning) $0 - $500,000: 0.90% (Comprehensive Wealth Management, Comprehensive Portfolio Management, Institutional Consulting) $500,001 - $3,000,000: 0.70% (Comprehensive Wealth Management, Comprehensive Portfolio Management, Institutional Consulting) $3,000,001 - $5,000,000: 0.50% (Comprehensive Wealth Management, Comprehensive Portfolio Management, Institutional Consulting) $5,000,001+: 0.30% (Comprehensive Wealth Management, Comprehensive Portfolio Management, Institutional Consulting) $0 - $1,000,000: 0.60% (Enhanced Cash Management) $1,000,001 - $5,000,000: 0.45% (Enhanced Cash Management) $5,000,001+: 0.30% (Enhanced Cash Management) $0 - $1,000,000: 0.50% (Retirement Plan Services) $1,000,001 - $3,000,000: 0.40% (Retirement Plan Services) $3,000,001 - $5,000,000: 0.30% (Retirement Plan Services) $5,000,001+: 0.20% (Retirement Plan Services)
Project-based comprehensive financial planning fees are charged based on estimated hours, no minimum fee.
Account minimum: $250,000 Minimum fee: Minimum fees vary by program, typically $2,500 annually (except Enhanced Cash Management program minimum is $1,500). Project-based planning has no minimum fee. Fee-only: Johnston Investment Counsel is a fee-only firm and accepts no commissions.
Main office
331 Fulton, Suite 429
Peoria IL 61602
Advisors at this office
1
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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