Joiner Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Joiner Financial, LLC is an independent, single‑advisor registered investment adviser that provides ongoing portfolio management and financial planning to individuals, high‑net‑worth individuals, and investment companies. The firm prepares Investment Policy Statements and implements asset allocation, asset selection, and regular portfolio monitoring as part of its advisory services.
The adviser uses a mix of charting, fundamental, technical and cyclical analysis to build and review client portfolios, documents client risk tolerance in an IPS, and conducts monthly account reviews with at least quarterly written performance reporting. All assets are managed internally rather than through third‑party managers, and the firm does not participate in wrap fee programs.
Noteworthy distinctions include the firm’s role as general partner of a private investment vehicle (Secured Income Portfolio, LP) that accepts qualified investors and charges performance‑based fees, an arrangement that is uncommon among independent RIAs. The sole advisor is also a licensed insurance agent who may offer commissionable insurance products (a disclosed potential conflict), and the firm requires clients to custody assets at a specified custodian (Schwab Institutional).
Client services
Expertise
Fee options
$1 - $100,000: 2.00% $100,001 - $250,000: 1.75% $250,001 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001+: 0.75%
$100 to $150 per hour
30% of profits above a mutually agreed upon high water mark for qualified investors
Account minimum: $50,000
Main office
4944 Windplay Drive, Suite 113
El Dorado Hills CA 95762
Advisors at this office
1
Most active in
California
Also doing business as
Joiner Financial, LLC · Name 217 · Quantix Equity Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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