Joseph Seep & Associates, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individuals as well as partnerships, trusts, estates, charities and corporations, providing portfolio management, financial planning and consulting, and advisory services tied to variable annuity sub‑accounts. It implements fee‑based asset management via traditional AUM programs, hourly or flat‑fee planning, and Direct Asset Under Management agreements with product sponsors.
Investment recommendations are developed from a documented financial profile and are reviewed at least annually, with the firm generally seeking client approval before implementing portfolio changes rather than exercising discretionary trading authority. The firm employs fundamental and technical analysis across a broad set of public and private securities and may recommend direct placements through mutual fund families or insurance carriers when appropriate.
Distinctive aspects include the adviser’s insurance licensing and the occasional offering of life insurance and annuity products, for which commissions are received separately and clients are under no obligation to purchase. The firm also discontinued its broker‑dealer registration effective December 31, 2022, commonly manages accounts on a non‑discretionary basis, and maintains Direct AUM arrangements with certain carriers.
Client services
Expertise
Fee options
Flat fees for financial planning services from $50 to $5,000 depending on client needs and complexity
$0+: 0.25% to 1.00% depending on size of the account, typically lower fees for larger accounts $50,000+: 0.25% to 1.00% depending on size of the account, typically lower fees for larger accounts
Hourly rates ranging from $125 to $250 per hour
Account minimum: $50,000 or minimum annual fee of $500.00 Minimum fee: Minimum annual fee of $500.00 for Traditional Asset Management Accounts Fee-only: Financial planning flat fees from $50 to $5,000 depending on complexity
Main office
Tempe AZ
Advisors at this office
1
Most active in
Arizona
Also doing business as
Joseph Glen Seep · Joseph Seep & Associates, LLC · Padgett Seep And Associates · Padgett Seep And Associates, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)