Journey Financial Management, LLC

Grant Patterson is a financial advisor at Journey Financial Management, LLC with two years of industry experience. He holds a Series 65 designation and has prior experience at South Central Bank and Payroll Vault. Patterson is also a licensed life insurance agent in Kentucky, offering life insurance options to clients. Journey Financial Management provides advisory services to individuals, business-sponsored retirement plans, and other entities. The firm focuses on passive, cost-aware investment strategies using index mutual funds and ETFs, tailoring allocations to client goals, life stage, and risk tolerance while serving about 77 clients with a four-advisor team.

Richard Fontenot is a CFP® with 18 years of experience in financial advising at Journey Financial Management, LLC. He has managed or owned several businesses, including Boxcar, LLC and Banana Stand Ventures, LLC. Outside of advisory work, he is involved in business consulting, insurance sales, and RV rental operations. Journey Financial Management serves individuals, business-sponsored retirement plans, and other entities, offering financial planning, discretionary investment management, and specialized services such as SIMPLE IRA advisory and donor-advised fund portfolio management. The firm focuses on passive, cost-aware investment strategies tailored to clients' goals and risk profiles.

Derrick Palmer is a Certified Financial Planner® (CFP®) with 12 years of industry experience. He has worked at Edward Jones for nine years before joining Journey Financial Management, LLC, where he has been an advisor since 2023. Journey Financial Management, LLC provides advisory services to individuals, including high-net-worth clients, business-sponsored retirement plans, and other entities. The firm employs a primarily passive, cost-aware investment approach using index mutual funds and ETFs, tailoring portfolios to client goals and risk tolerance while serving approximately 77 clients with $57.9 million in discretionary assets under management.

Andrew Head is a CFP® and Series 66-registered financial advisor with 22 years of industry experience. He has been with Journey Financial Management, LLC since 2010 and serves as an associate professor of finance at Western Kentucky University, where he also directs the Center for Financial Success, a financial literacy outreach initiative. In addition to his advisory work, he is a licensed insurance agent assisting clients with insurance evaluations. Journey Financial Management provides advisory services to individuals, including high-net-worth clients, business-sponsored retirement plans, and other entities. The firm emphasizes passive, cost-aware portfolio management focused on client goals, life stage, risk tolerance, and serves about 77 clients with a four-advisor team managing approximately $57.9 million in discretionary assets.