Journey Financial Management, LLC

Grant Patterson is a financial advisor at Journey Financial Management, LLC with one year of industry experience. He holds the Series 65 designation and has worked previously at Payroll Vault, South Central Bank, and Turning Point USA. He is also a licensed life insurance agent in Kentucky, offering life insurance options to clients. Journey Financial Management manages approximately $42.9 million for around 59 clients, providing financial planning, discretionary investment supervision, and SIMPLE IRA plan advisory services. The firm employs a passive, index-focused investment approach primarily using ETFs and mutual funds, with ongoing portfolio oversight and tax-aware implementation.

Richard Fontenot is a CFP® professional at Journey Financial Management, LLC with 17 years of industry experience. He has held ownership and consulting roles in multiple businesses, including Boxcar, LLC, a business consulting firm. Fontenot is also involved in RV rental through Charts on Wheels, LLC. Journey Financial Management serves individuals, high-net-worth clients, and business plan sponsors by providing financial planning, discretionary investment management, and SIMPLE IRA plan advisory services. The firm employs a passive, index-focused investment approach centered on ETFs and mutual funds, with ongoing portfolio oversight and tax-aware implementation.

Derrick Palmer is a CFP® and holds a Series 66 license with 11 years of industry experience. He has worked at Edward Jones for nine years before joining Journey Financial Management, LLC, where he has been since 2023. Palmer is based in Bowling Green, KY, and is part of a four-advisor team. Journey Financial Management serves individuals, high-net-worth clients, and business plan sponsors by providing financial planning, discretionary investment management, and SIMPLE IRA plan advisory services. The firm employs a passive, index-focused investment approach using ETFs and mutual funds, supported by academic research and data aggregation tools to offer comprehensive advice and ongoing account oversight.

Andrew Head is a CFP® professional with 21 years of industry experience. He is a founding member of Journey Financial Management, LLC and also serves as an associate professor of finance and director of the Center for Financial Success at Western Kentucky University. In addition to his advisory role, he assists clients with the evaluation and purchase of insurance policies. Journey Financial Management, LLC manages approximately $42.9 million for around 59 clients, providing comprehensive and non-comprehensive financial planning, discretionary investment supervisory services, and SIMPLE IRA plan advisory. The firm employs a passive, index-focused investment approach using ETFs and mutual funds, with tailored Investment Policy Statements and ongoing discretionary oversight.