JPL Wealth Management

The firm provides financial planning and portfolio management services to individual and high‑net‑worth clients, offering ongoing comprehensive planning (by retainer), one‑time plans, hourly planning, and investment management. It operates as a solo advisory practice with a very small client base and, as of December 31, 2025, reported $720,000 in non‑discretionary assets under management and $0 in discretionary AUM.

The firm builds client‑specific investment policies and asset allocation targets, emphasizing rebalancing and individualized portfolios, and employs a mix of fundamental, technical, cyclical and charting analysis in portfolio construction. It may use sub‑advisers through Schwab’s Managed Account Select and Access programs, and the firm’s advisory relationships are predominantly non‑discretionary, meaning clients generally retain final trade approval.

Noteworthy distinctions include the principal’s active roles outside the advisory business—as a licensed broker‑dealer representative, an independent insurance agent and owner of an insurance agency (activities disclosed to consume roughly 30% of her time), and an active real estate agent—arrangements that can result in separate compensation and potential conflicts of interest. The firm also offers educational seminars at no charge and packages ongoing planning on a retainer basis, features that are less common among similar solo independent advisers.