JRO Wealth Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
JRO Wealth Management, LLC is a fee‑only adviser that serves individual and high‑net‑worth clients with investment management, both ongoing and project‑based financial planning, and tax preparation services. The firm’s service mix also includes educational seminars and speaking engagements offered to organizations and the public.
The firm’s investment approach emphasizes asset allocation and modern portfolio theory, using a mix of passive and active strategies and analyses that include fundamental, cyclical, and charting methods to align portfolios with clients’ goals and risk tolerance. Financial planning is collaborative and tailored, with ongoing monitoring and implementation support across topics such as retirement, college funding, business planning, insurance, and tax planning.
Distinctive aspects noted in the brochure include a formal seminars program—presented as purely educational, client‑driven topics delivered virtually or in person—and the integration of tax‑preparation services into client relationships. The firm’s principal also holds an Enrolled Agent designation, which the brochure highlights as supporting its tax services and tax‑aware planning.
Client services
Expertise
Fee options
Project-Based Financial Planning fees range from $2,000 to $20,000; Educational Seminars fees range from $0 to $20,000 per seminar; Ongoing Financial Planning fees range from $1,875 to $7,500 quarterly fixed fee.
$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001+: 0.50%
$250 per hour for Project-Based Financial Planning.
Ongoing Financial Planning fees are recurring fixed fees paid quarterly, ranging from $1,875 to $7,500.
Minimum fee: Minimum annual fee of $7,500 for Wealth Management Services, may be waived at discretion of JRO. Fee-only: Wealth Management Services and Financial Planning fees; no commissions.
Main office
Cardiff CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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