Miami Beach, FL Office

PW Nova Financial Services LLC provides wrap-fee wealth management, pension consulting, and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, and state or municipal government entities. The firm offers both discretionary and non-discretionary portfolio management and may engage third‑party investment advisers to manage all or portions of client assets.

The firm documents client objectives in written Investment Policy Statements and uses a blend of analytical methods — including fundamental, quantitative, technical, charting, cyclical analysis, and modern portfolio theory — to construct portfolios. Portfolio holdings can include mutual funds, fixed income, ETFs, real estate funds/REITs, private placements, venture capital, and more complex strategies such as options and short sales, and the firm operates a sponsored wrap fee program to bundle management and transaction services.

Noteworthy aspects include its ownership structure (50% owned by CMC Wealth Partners, Inc. and 50% by Sebvivi Enterprises, Inc.), an affiliation that is less common among peer teams, and its active role as a wrap fee program sponsor while expressly serving pension and municipal clients. The firm manages roughly $654 million in client assets, employs a multi-advisor team, charges asset-based fees collected in advance, and reports no account minimum.