San Diego, CA Office
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Kaiyo Wealth LLC
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About
Kaiyo Wealth LLC provides ongoing discretionary portfolio management and tailored financial planning for individuals, high‑net‑worth individuals, and charitable organizations. The firm offers customized investment programs and project or one‑time financial plans that address areas such as retirement, tax integration, and insurance in the context of each client's overall situation.
The firm’s investment approach is grounded in modern portfolio theory and long‑term trading, but it also uses margin and options strategies and may engage outside managers to implement specific allocations. Kaiyo typically operates with discretionary trading authority, documents risk tolerances and client restrictions, and conducts regular portfolio reviews and monitoring.
Kaiyo manages roughly $240 million in discretionary assets for about 86 clients with a two‑advisor team, a scale of assets per advisor that is atypical for firms of this size. The firm recently transitioned to SEC registration and generally requires custody with major custodians (primarily Schwab or Fidelity, with occasional use of Altruist), practices that distinguish it from many peers.
Based on Kaiyo Wealth LLC
Expertise
Based on Kaiyo Wealth LLC
Location
3511 Camino Del Rio S, Suite 204
San Diego CA 92108
Advisors at this office
2
Advisors at this office
Matthew C
CFP®, Series 66
San Diego, CA
Kaiyo Wealth LLC
Matthew Cobas is a CFP® and holds a Series 66 license with 10 years of industry experience. He is currently with Kaiyo Wealth LLC, where he has worked since 2021, and previously held roles at Origin Investment Advisory LLC, Mariner Wealth Advisors, and Wells Fargo Advisors. Kaiyo Wealth LLC provides discretionary portfolio management and tailored financial planning for individuals, high-net-worth clients, and charitable organizations. The firm employs a modern portfolio theory-based investment approach, utilizing margin and options strategies and outside managers, and manages approximately $240 million in discretionary assets.
Jeremy K
CFP®, Series 66
San Diego, CA
Kaiyo Wealth LLC
Jeremy Kovacevich is a CFP® and holds a Series 66 license with 10 years of industry experience. He currently serves as an advisor at Kaiyo Wealth LLC, where he has worked since 2024, following a 12-year tenure at HoyleCohen, LLC. Kaiyo Wealth LLC serves individual and high-net-worth clients as well as charitable organizations, providing discretionary portfolio management and comprehensive financial planning. The firm employs a Modern Portfolio Theory-based investment approach with an emphasis on ESG funds and uses mutual funds, ETFs, margin, and options trading to implement tailored client strategies.
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