A complete list of active advisors currently associated with Kardinal Financial

Warmer can help you find a great advisor at Kardinal Financial or one who fits your needs even better.

Kardinal Financial provides comprehensive financial planning and associated investment management to individual and high-net-worth clients, and also offers project-based planning on topics such as retirement, tax, estate, and cash-flow planning. Investment management is delivered only as part of a comprehensive planning engagement, with ongoing monitoring and at least semi-annual client meetings. The firm’s investment approach emphasizes passive portfolio construction and asset allocation consistent with Modern Portfolio Theory and the Efficient Markets view, using index mutual funds and ETFs and measuring risk with metrics such as standard deviation, Sharpe and Sortino ratios, and drawdowns. Portfolios are tailored to client goals and risk tolerances and diversification is achieved across equity, fixed income, cash, and alternative asset classes. Compared with many peers, Kardinal Financial does not charge percentage-of-assets-under-management fees; instead it uses fixed recurring planning fees and separate project-based fixed fees and does not accept third‑party compensation for product sales. The firm manages roughly $9 million for a small client base and follows a written fiduciary code, CFP-oriented standards, and formal policies on personal trading, custody limited to fee withdrawal, and business continuity.

To learn more about the advisors currently working at Kardinal Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.