Kava Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Kava Financial LLC provides discretionary portfolio management and financial planning services to individuals and high‑net‑worth individuals. The firm states it prepares an Investment Policy Statement for each client and, as of March 2026, reported $0 in assets under management and no client accounts.
Kava’s investment process centers on documented client goals and discretionary authority to implement trades, using a mix of analysis methods — charting, fundamental, technical, cyclical, quantitative analysis and modern portfolio theory — across long‑ and short‑term strategies. Portfolios generally include mutual funds, equities, fixed‑income securities and ETFs (including precious‑metal ETFs), and clients receive regular monitoring with quarterly custodian reports.
Noteworthy differences from many peers include the firm’s offering of periodic, free educational seminars and workshops and its requirement that clients use Fidelity Brokerage Services LLC as custodian. The brochure also discloses that Kava does not aggregate block trades for multiple clients and delivers financial planning typically as a one‑time engagement unless additional services are requested.
Client services
Expertise
Fee options
Financial planning fixed fees range from $250 to $5,000 per plan
1.00% annually for portfolio management fees on total assets $25,000 and up
Financial planning hourly fees range from $150 to $200 per hour
Account minimum: $25,000 Fee-only: Financial planning fees offered as fixed fees between $250 and $5,000, and hourly fees between $150 and $200
Main office
Northville MI
Advisors at this office
2
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Vikas A
Series 65
Northville, MI
Kava Financial LLC
Vikas Arora is a financial advisor at Kava Financial LLC with a Series 65 designation and one year of experience in advisory services. Prior to his current role, he has worked at General Motors since 2016. Kava Financial LLC provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, emphasizing documented client goals and a diversified investment process that incorporates multiple analysis methods and both long- and short-term strategies. The firm offers educational seminars and requires clients to use Fidelity Brokerage Services LLC as custodian.
Kripy L
Series 65
Northville, MI
Kava Financial LLC
Kripy Lubana is a financial advisor at Kava Financial LLC with a Series 65 credential and one year of industry experience. Prior to joining Kava Financial, Lubana spent ten years in an unspecified role outside the advisory industry. Kava Financial LLC provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients. The firm emphasizes a documented investment approach that incorporates multiple analysis techniques and offers periodic educational seminars and workshops.
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