Nixa, MO Office

Keener Financial Planning advises individuals (including high‑net‑worth clients), trusts, small businesses, organizations, and occasional pension plans. The firm offers modular financial planning and portfolio management delivered as hourly or flat‑fee projects or as ongoing retainers, and it begins engagements with a written financial plan that defines goals and the scope of work.

Investment advice emphasizes a long‑term, largely passive approach using low‑cost index mutual funds and ETFs, with selective active funds and an intentional overweight to small‑cap and value exposures; new clients are typically managed on a discretionary basis and portfolios are reviewed and rebalanced quarterly. Ongoing retainer clients receive implementation support, annual or semiannual review meetings, and coordination with other professionals such as tax preparers and estate attorneys.

Compared with many team firms, Keener is fee‑only and does not rely on percentage‑of‑AUM pricing, instead using hourly/flat fees and a flat annual retainer (minimum disclosed in the brochure), and it documents approximately $479 million in SEC AUM while advising on about $1.48 billion in total client assets. The brochure also describes regular educational workshops (topics include employee benefits and retirement planning), notes membership and referral relationships with third‑party organizations such as the Garrett Planning Network and NAPFA, and outlines the firm’s advertising and outreach via workshops and professional affiliations.