Kellam Insurance and Financial Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides nondiscretionary asset management and related financial services and also recommends and places insurance products. It serves self-employed business owners, individuals, and high-net-worth clients, using individual stocks, mutual funds and ETFs and, when appropriate, recommending third‑party money managers.
Investment decisions are informed by fundamental and cyclical analysis and implemented primarily through long-term buy‑and‑hold strategies with periodic rebalancing and quarterly reviews; clients retain final approval of trades. The firm works with custodians and may place clients into managed‑account programs when a third‑party manager’s strategy or minimums are more appropriate.
Noteworthy distinctions include an active insurance brokerage practice: the firm’s principal spends roughly 40% of their time selling fixed life, long‑term care and other insurance products and receives commissions from those sales, a conflict the brochure discloses. The ADV also discloses a 2012 termination from prior firms for improper signature practices on insurance documents, a disciplinary item the firm reports for prospective clients’ consideration.
Client services
Expertise
Occupation focus
Fee options
$0+: 1.00% annually on all portfolio sizes (except Morningstar Managed Portfolios) Not specified - Not specified: 1.40% to 1.70% annually for assets under Morningstar Managed Portfolios (depending on portfolio strategy)
Commissions received from sales of insurance products; advisory fee not reduced by commissions.
Account minimum: $50,000 (negotiable based on circumstances); $100,000 minimum for accounts utilizing ETFs (also negotiable)
Main office
Midway UT
Advisors at this office
1
Most active in
Utah
Also doing business as
Kellam Insurance And Financial Services LLC · Kellam, Reid
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")