Kelman Lazarov Inc

April Lowery is a CFP® with 20 years of industry experience, currently serving as an advisor at Kelman Lazarov Inc. in Memphis, TN. She has been with the firm for 10 years and previously worked at Mutual Securities, Inc. for eight years. Kelman Lazarov Inc. provides discretionary investment management, financial planning, retirement plan advisory, and consulting services to a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm’s investment approach emphasizes strategic asset allocation through ETFs, mutual funds, model portfolios, and personalized strategies such as direct-indexing and tax-aware overlays.

Lukas Mc Calla is a CFP® and holds a Series 63 license with four years of industry experience. He has worked at Kelman-Lazarov, Inc. since 2021, with prior experience at Mutual Securities, Inc. from 2021 to 2024. Kelman-Lazarov, Inc. provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, including high-net-worth clients, as well as institutional clients such as pension and profit-sharing plans, trusts, corporations, estates, and charitable organizations. The firm emphasizes strategic asset allocation using ETFs, mutual funds, and model portfolios, and offers specialized services including 1031 exchange advisory, direct-indexing with tax-loss harvesting, and option-based borrowing strategies.

Michael Munekata is a financial advisor at Kelman-Lazarov Inc. in Memphis, TN, with 10 years of industry experience. He holds a Series 66 designation and has been with Kelman-Lazarov since 2014. In addition to his advisory role, Munekata serves as the firm's Chief Compliance Officer and Operations Manager. Kelman-Lazarov provides discretionary investment management, financial planning, retirement plan advisory, and consulting services to individuals, pension plans, trusts, corporations, and charitable organizations. The firm’s investment process features strategic asset allocation using ETFs, mutual funds, and model portfolios, along with specialized services such as direct-indexing tax-loss harvesting, alternative investments, and 1031 exchange advisory.

Elsa Allmendinger is a financial advisor at Kelman Lazarov Inc with a Series 65 credential and one year of industry experience. Prior to joining Kelman Lazarov, she held roles in diverse settings including The Fulbright Program, the US House of Representatives Committee on Energy & Commerce, and various business and academic positions. She has also been involved with nonprofit and community organizations such as the Mississippi Law Research Institute and the University of Mississippi. Kelman Lazarov Inc offers discretionary investment management, financial planning, and retirement plan advisory services to individuals, pension plans, trusts, corporations, estates, and charitable organizations. The firm employs strategic asset allocation primarily through ETFs, mutual funds, and model portfolios, and incorporates specialized techniques like direct-indexing with tax-loss harvesting and option-based borrowing strategies.

Jacob Samuels is a CFP® professional with 11 years of industry experience, currently serving as a partner and portfolio manager at Kelman-Lazarov Inc. He has worked at Kelman-Lazarov since 2013 and previously spent eight years at Mutual Securities, Inc. His other business activities include a limited partnership in a rental property venture. Kelman-Lazarov Inc. provides discretionary investment management and financial planning services to a diverse client base including individuals, pension and profit-sharing plans, trusts, corporations, estates, and charitable organizations. The firm employs a strategic asset allocation approach using ETFs, mutual funds, and customized portfolios, incorporating specialized services such as 1031 exchange advisory, direct-indexing with tax-loss harvesting, and option-based borrowing strategies.

Martin Kelman is a financial advisor at Kelman Lazarov Inc with 45 years of industry experience. He holds the CFP® and Series 63 credentials and has been with Kelman Lazarov since 1981. Kelman also serves on the boards of several nonprofit organizations, including Facing History and Ourselves and the Jewish Community Partners Inc. Kelman Lazarov Inc provides discretionary investment management, financial planning, retirement plan advisory, and consulting services to individuals, institutions, and charitable organizations. The firm’s investment approach includes strategic asset allocation primarily using ETFs, mutual funds, and model portfolios, with additional services such as direct-indexing, tax-aware strategies, and advisory support for 1031 exchanges.

William Steinberg is a CFP® professional with 38 years of industry experience, currently serving at Kelman-Lazarov, Inc. in Memphis, TN, where he has worked for over 30 years. He previously spent eight years with Mutual Securities, Inc. In addition to his advisory work, he is an author specializing in screenplays and books. Kelman-Lazarov, Inc. offers discretionary investment management, financial planning, and specialized advisory services to individuals, institutions, and charitable organizations. The firm employs a strategic asset allocation approach using ETFs, mutual funds, and customized portfolios, with unique offerings including direct-indexing, tax-aware equity overlays, and advisory support for 1031 exchanges.

Christopher Purcell is a CFP® with 12 years of experience in financial advisory. He has worked at Kelman-Lazarov, Inc. since 2019 and previously held roles at Mutual Securities, Inc., Shoemaker Financial, Minnesota Life Insurance, and Securian Financial Services, Inc. Outside of his advisory work, he manages a property for his wife. Kelman-Lazarov, Inc. provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, pension plans, trusts, corporations, estates, and charitable organizations. The firm emphasizes strategic asset allocation using ETFs, mutual funds, and model portfolios, with specialized offerings including 1031 exchange advisory, direct-indexing with tax-loss harvesting, and tax-aware long-short equity strategies.

Keith Schmitt is a financial advisor with Kelman-Lazarov Inc in Memphis, TN, holding a Series 66 designation and 21 years of industry experience. He has been with Kelman-Lazarov Inc since 2008 and has also worked at Mutual Securities, Inc. since 2016. Schmitt serves on the board of the DeNeuville Learning Center, a nonprofit organization. Kelman-Lazarov Inc provides comprehensive discretionary investment management and financial planning services to individuals, including high-net-worth clients, as well as pension plans, trusts, corporations, and charitable organizations. The firm’s investment approach includes strategic asset allocation using ETFs, mutual funds, and model portfolios, with additional offerings such as direct-indexing, tax-loss harvesting, and specialized advisory support for 1031 exchanges.

Andrew Buzan is a CFA® charterholder and holds a Series 66 license, with 16 years of industry experience. He has worked at Kelman-Lazarov, Inc. since 2007 and spent eight years at Mutual Securities, Inc. He serves as Chief Investment Officer and Portfolio Manager at Kelman-Lazarov. Kelman-Lazarov provides discretionary investment management, financial planning, retirement plan advisory, 1031 exchange advisory, and consulting services to individuals, pension and profit-sharing plans, trusts, corporations, estates, and charitable organizations. The firm employs a strategic asset allocation approach using ETFs, mutual funds, and model portfolios, alongside personalized equity strategies such as direct-indexing with tax-loss harvesting and alternative investment considerations.

John Dabov is a Series 65-registered financial advisor with Kelman Lazarov Inc in Memphis, TN, and has one year of industry experience. His prior roles include positions at Newday USA, Newell Brands, and Paddle Inn Rafting Co, as well as experience at Auburn University and Memphis University School. Kelman Lazarov Inc is a team-based firm that provides discretionary investment management, financial planning, retirement plan advisory, and consulting services to individuals, pension plans, trusts, corporations, estates, and charitable organizations. The firm’s investment approach emphasizes strategic asset allocation through ETFs, mutual funds, and model portfolios, with specialized services including direct-indexing, tax-aware strategies, 1031 exchange advisory, and option-based borrowing structures.

Stephanie Goetsch is a CFP®-credentialed financial advisor with seven years of industry experience. She is currently with Kelman Lazarov Inc. and has prior experience at Mutual Securities, Inc., Raymond James Financial Services, and Merrill Lynch. She is part of a team at Kelman Lazarov Inc., a firm based in Memphis, TN. Kelman Lazarov Inc. provides discretionary investment management, financial planning, retirement plan advisory, and consulting services to individuals, pension plans, trusts, corporations, and charitable organizations. The firm employs a strategic asset allocation approach using ETFs, mutual funds, and model portfolios, with specialized services including 1031 exchange advisory, direct-indexing with tax-loss harvesting, and long-short tax-aware equity strategies.

Patrick O'hearn is a CFP® with 10 years of experience in the financial industry. He is a partner at Kelman Lazarov Inc. in Memphis, TN, where he has worked since 2016. Prior to and during the early part of his time at Kelman Lazarov, he spent several years at Mutual Securities, Inc. Kelman Lazarov Inc. provides discretionary investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, corporations, estates, and charitable organizations. The firm employs a strategic asset allocation approach using ETFs, mutual funds, model portfolios, and specialized techniques such as direct-indexing and tax-aware overlays to tailor solutions to client objectives and risk tolerance.