Kerns Legacy Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$276,830
Clients
4
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
4
LowAverage account size
$69,208
About
Kerns Legacy Planning provides portfolio management and financial planning and consulting to individuals, high-net-worth individuals, and corporations or business entities, preparing Investment Policy Statements and offering ongoing portfolio monitoring. The firm may also refer clients to third‑party advisers and does not impose an account minimum.
The firm uses a mix of fundamental analysis, modern portfolio theory, and technical analysis to construct portfolios and employs long‑term, short‑term, and options trading strategies, typically operating under discretionary authority to implement client‑specific plans. KLPL discloses that it may use margin in limited circumstances and employs options strategies (including covered, uncovered, and spread positions); advisory fees are calculated on net equity excluding borrowed funds while margin interest is paid to the custodian.
Notably, KLPL’s use of margin and derivatives in separately managed accounts (including uncovered options) is uncommon among independent peers, and the firm requires clients to use a specific custodian for discretionary accounts (Altruist Financial LLC) while not aggregating block trades. The firm is newly formed and manages a small number of client relationships and assets, which may affect its operational scale and the delivery of individualized services.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Options & derivatives strategies
Passive / index investing
Fee options
Financial planning consultations charged a flat fee of $250; Investment consultation charged greater of $250 per consultation or 1% of proposed principal trade value, max $5,000; fixed fees negotiated between $250 and $5,000
$1 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.90% $2,000,000 - And up: 0.80%
Main office location
Kerns Legacy Planning
3509 E Shea Blvd, Ste 109
Phoenix AZ 85028, United States
Number of offices
1
Most active in
Kerns Legacy Planning has reported serving >5 clients in these states in the last 12 months.
Arizona
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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