Kessler Planning Group

Kessler Planning Group, LLC is an independent, single‑advisor firm that serves individuals and high‑net‑worth individuals and manages approximately $48.9 million across about 66 client relationships. The firm offers discretionary portfolio management and financial planning, preparing an Investment Policy Statement for each client and advising across mutual funds, fixed income, equities, ETFs, annuities and certain non‑U.S. securities.

KPG’s investment process draws on fundamental analysis, modern portfolio theory, quantitative and technical methods and emphasizes a long‑term trading approach; the firm generally seeks discretionary trading authority and performs at least quarterly reviews of client accounts. Financial planning is typically delivered as a one‑time written plan, while ongoing advisory clients receive quarterly custodian reports and fees are withdrawn in arrears with billing documented in the advisory agreement.

Distinctive aspects disclosed in the brochure include an explicit acknowledgement that KPG acts as a fiduciary under ERISA and the Internal Revenue Code when providing advice about retirement plan accounts or IRAs, indicating the firm may advise on retirement plan matters such as pension or profit‑sharing arrangements — a service relatively uncommon among peers of this size. The principal is also a licensed insurance agent who may receive outside compensation for insurance and annuity sales; the firm documents and discloses these conflicts and informs clients they can purchase recommended products from other providers.