Kevin M. Gibney and Company, LLC

The firm works with individual and high‑net‑worth clients as well as retirement plans, trusts, estates, charitable organizations and corporate entities, offering discretionary and non‑discretionary portfolio management along with financial planning and consulting. It also allocates client assets among mutual funds, ETFs and third‑party independent managers and can assist with implementation of insurance and annuity products.

Investment advice is tailored through client questionnaires and regular reviews, with accounts monitored at least quarterly and clients receiving periodic reports that may include account performance. The firm employs long‑ and short‑term equity strategies, option writing (including covered calls and, on occasion, limited uncovered index option trades) and allocates to Independent Managers; it also includes margin/borrowed amounts when valuing accounts for fee calculation and reporting.

Notable distinctions disclosed in the brochure include a principal with a legal background (listed as a non‑practicing attorney) and supervised persons who are licensed insurance producers and may receive commissions on insurance or annuity sales, arrangements the firm discloses as potential conflicts of interest. The firm’s explicit use of borrowed funds in account valuation and its routine account performance reporting, combined with the use of independent managers and option strategies, are less common features among peers in its supported‑firm category.