Keystone Fiduciary Financial Planning and Tax Advisory
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About
Keystone Fiduciary Financial Planning & Tax Advisory offers ongoing portfolio management and financial planning services, including preparation of client-specific Investment Policy Statements and tailored plans addressing investments, life insurance, tax concerns, retirement, college, estate, and debt/credit matters. The firm lists individuals, high-net-worth individuals, pension and profit-sharing plans, charitable organizations, and corporations as client types and states it provides discretionary and non-discretionary management where authorized.
The firm describes a multi-method investment approach—charting, cyclical, fundamental, modern portfolio theory, quantitative, and technical analysis—focused on long-term trading and generally limited to mutual funds, fixed income, real estate funds, equities and ETFs (including precious metal ETFs). It charges asset-based advisory fees and seeks discretionary authority to implement portfolios consistent with each client’s goals, risk tolerance, and time horizon through regular monitoring.
Noteworthy distinctions include that certain firm personnel are licensed as independent insurance agents and may receive commission-based compensation for insurance product sales, which the brochure identifies as a potential conflict of interest separate from advisory fees. The firm also requires clients to use Schwab Institutional as custodian and discloses receipt of research, technology and other soft-dollar benefits from Schwab; additionally, the brochure reports the firm was recently formed and, as of its January 2026 calculation, reported no assets under management or client accounts.
Client services
Expertise
Fee options
Financial planning fixed fees range from $2,500 to $10,000.
$100,000 - $250,000: 1.20% $250,001 - $500,000: 1.10% $500,001 - and up: 1.00%
Account minimum: $100,000 (may be waived)
Main office
74 West Broad Street, Suite 400
Bethlehem PA 18018
Advisors at this office
1
Most active in
Pennsylvania
Also doing business as
Keystone Fiduciary Financial Planning & Tax Advisory, LLC · Keystone Fiduciary Financial Planning And Tax Advisory
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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