Kickstart Financial Planning LLC

Kickstart Financial Planning provides financial planning and related advisory services to individuals and families through comprehensive and project-based engagements. Plans may address cash flow and debt management, retirement and education funding, tax-aware strategies, employee benefits, insurance and estate considerations, and include written or electronic recommendations and action steps.

The firm tailors advice to each client's circumstances after an initial conversation and review of client-provided documents, and clients may impose restrictions on securities as part of the planning process. It delivers advice on a fee-for-service basis using packaged planning engagements and limited hourly work; the use of hourly billing for limited engagements is an uncommon feature among similarly registered firms.

Distinctive aspects include that the adviser does not provide discretionary investment management, does not accept custody, and does not charge percentage-of-assets-under-management or performance-based fees, relying solely on client-paid planning fees. The firm is newly organized and operates with a single principal who also devotes a substantial portion of time to outside employment, which may affect the adviser’s availability relative to larger firms.